1115 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1115 SE Riverside Dr, Stuart, FL 34996 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,476 sqft · built 1981
Lot Size	0.498 acres (21,693 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 1988)
Tax Bill	$13,253 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-016-000-00071-4`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-016-000-00071-4`
Alternative APNs	`338410160000007140000` `20507`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,476 sqft Living Area
1st Floor Area	3,396 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,693 sqft (0.498 acres)
Lot Dimensions	100 ft deep x 162 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Porch
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20507
Old Parcel Number	338410160000007140000
Street Address	1115 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STUART FRUIT CO PART OF LOT G; COM AT SE COR LOT 2 BLK 8 ST LUCIE ESTATES SEC 1 E 50' FOR POB.. N 113.92' NE 35.48' SE 5.07'
Legal Range	41E
Legal Township	38S
Legal Section	03
Legal Subdivision	STUART FRUIT CO
Legal Block	8
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1018
Census Tract	800

Owner

Source: Martin County records · APN 03-38-41-016-000-00071-4

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1115 SE RIVERSIDE DR, STUART, FL 34996-2572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 1988 · Amount on Record
Deed Sale	May 09, 1988 · Amount on Record
Deed Document Number	0000764389
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1115 SE RIVERSIDE DR, STUART, FL 34996-2572
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SE RIVERSIDE DR, STUART, FL 34996-2572

Mortgage

Document Number	0033261300
Date	Jul 25, 2022
Book Page	3326/1300
Instrument	2972193

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2025
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	13.7%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$781,763 (+5.99%)	$2,009,150 (+2.31%) Land $1,385,100 Building $624,050
2024	$13,253.00 (+2.05%)
2023	$12,987.00 (+3.24%) Additional exemption filed	$737,603 (+3%)	$1,963,780 (+32.8%) Land $1,312,200 Building $651,580
2022	$12,579.00 Homeowner's exemption	$716,120	$1,478,720 Land $947,700 Building $531,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured 15 under condo master policies
Nearby Flood Claims	48 (1979–2022)
Claims Outside the SFHA	34 of 48
Most Recent Claim	Jun 2022, tidal / storm surge
Claims By Storm	Hurricane Frances, Sep 2004 · 23 claims Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.