1321 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1321 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 4,050 sqft · built 1973
Lot Size	0.482 acres (20,996 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Oct 2000)
Tax Bill	$14,695 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-011-012-0002.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-011-012-0002.0-6-0000`
Alternative APNs	`03-38-41-011-012-00020-6` `338410110120002060000` `20331`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	4,050 sqft Living Area
Gross Area	4,732 sqft
1st Floor Area	1,884 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	719 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20331
Street Address	1321 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ST LUCIE ESTATES # 3 ELY 73 ; OF WLY 248 OF BLK 12
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE ESTATES
Legal Block	12
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2005
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1321 SE RIVERSIDE DR, STUART, FL 34996-1286
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit PROFESSIONAL BANK
May 6, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2000 · Amount on Record
Deed Sale	Oct 31, 2000 · Amount on Record
Prior Sale	Oct 1, 1985 · Amount on Record
Deed Book / Page	1513 / 1880
Last Transfer Date	Aug 24, 2004
Transfer Doc	0019670895
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1321 SE RIVERSIDE DR, STUART, FL 34996-1286
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 SE RIVERSIDE DR, STUART, FL 34996-1286

Mortgage

Document Number	0033242213
Date	Jul 14, 2022
Book Page	3324/2213
Instrument	2970718

Lender

Name	PROFESSIONAL BANK
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1321 SE RIVERSIDE DR, STUART, FL 34996-1286
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 SE RIVERSIDE DR, SEWALLS POINT, FL 34996-1286

Mortgage

Document Number	0032220360
Date	May 6, 2021
Book Page	3222/360
Instrument	2886885

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,695.00 (-1.05%) Homeowner's exemption	$872,665 (+5.99%)	$2,117,040 (+17.19%) Land $1,485,000 Building $632,040
2024	$14,851.00 (+2%)
2023	$14,560.00 (+3.17%) Additional exemption filed	$823,370 (+3%)	$1,806,500 (+11.98%) Land $1,155,000 Building $651,500
2022	$14,112.00 Homeowner's exemption	$799,389	$1,613,290 Land $1,072,500 Building $540,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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