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1320 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1320 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,433 sqft · built 1992
Lot Size0.248 acres (10,799 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Mar 2000)
Tax Bill$5,719 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-011-015-0001.0-1-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-011-015-0001.0-1-0000
Alternative APNs
  • 03-38-41-011-015-00010-1
  • 20345

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,433 sqft Living Area
Gross Area3,853 sqft
1st Floor Area2,385 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,799 sqft (0.248 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area225 sqft
PorchOpen Concrete/Masonry Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20345
Street Address1320 SE RIVERSIDE DR
CitySTUART
StateFL
Zip34996-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionST LUCIE ESTATES 3 LOT 1 & N1/2 OF LOT 3 BLK 15
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionST LUCIE ESTATES
Legal Block15
Legal Lot Number1,3
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2010
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1320 SE RIVERSIDE DR, STUART, FL 34996-1205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2000 · Amount on Record
Deed SaleMar 9, 2000 · Amount on Record
Prior SaleAug 29, 1991 · Amount on Record
Deed Book / Page1463 / 44
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1320 SE RIVERSIDE DR, STUART, FL 34996-1205
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 SE RIVERSIDE DR, SEWALLS POINT, FL 34996-1205

Mortgage

Document Number0034182535
DateFeb 6, 2024
Book Page3418/2535
Instrument3056528
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02116
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,719.00 (-0.88%) Additional exemption filed$357,940 (+5.99%)$873,010 (+1.16%) Land $360,000 Building $513,010
2024$5,770.00 (+2.58%)
2023$5,625.00 (+3.74%) Additional exemption filed$337,722 (+3%)$863,010 (+25.66%) Land $350,000 Building $513,010
2022$5,422.00 Homeowner's exemption$327,886$686,760 Land $303,850 Building $382,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream.

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