Genesee County property record for 1309 Howard St, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,100 sqft · built 1943 |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-576-016 |
| Primary APN | 11-06-576-016 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Basement Area | 868 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Lot Area | 17,206 sqft (0.395 acres) |
| Lot Dimensions | 105 ft deep x 269 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1309 HOWARD ST |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 SNGL/2 |
| Legal Description | LOT 29 MT MORRIS LITTLE FARMS |
| Legal Subdivision | MT MORRIS LITTLE FARMS |
| Legal Lot Number | 29 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GENESEE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12311 |
1309 Howard St is owned and occupied by two individuals who acquired it in July 2026.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1309 HOWARD ST, MOUNT MORRIS, MI 48458-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 15, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2026 |
| Transfer Doc | 0000041689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 11, 2026 |
| Property Address | 1309 HOWARD ST, MOUNT MORRIS, MI 48458-1719 |
| Document Number | 0000041689 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202641689 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1309 HOWARD ST, MOUNT MORRIS, MI 48458-1719 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 1309 HOWARD ST, MOUNT MORRIS, MI 48458-1719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092762 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 201810150092762 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1309 Howard St was $1,078 with a homeowner's exemption, down 5.9% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Genesee Charter Township |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,300 (+6.91%) Land $6,900 Building $53,400 | $120,600 (+6.91%) Land $13,800 Building $106,800 | |
| 2025 | $1,078.00 (-5.85%) Homeowner's exemption | $56,400 | $112,800 |
| 2024 | $1,145.00 | ||
| 2023 | $44,400 | $88,800 | |
| 2021 | $961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1309 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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