1298 Howard St, Mount Morris, MI 48458 Property Records

Genesee County property record for 1298 Howard St, Mount Morris, MI 48458

Property Summary

Property TypeSingle Family Home
Details1 ba · 988 sqft · built 1935
Lot Size0.312 acres (13,591 sqft)
OwnerIndividual Name on File
Last Sale$12,000 (Aug 2016)
Tax Bill$1,312 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN11-06-576-014

Property Details

APN / Parcel Number

Primary APN11-06-576-014

Interior

Full Baths1 Bath
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleRanch
Lot Area13,591 sqft (0.312 acres)
Lot Dimensions136 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1298 HOWARD ST
CityMOUNT MORRIS
StateMI
Zip48458-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 SNGL/2
Legal Description. LOTS 24 & 25 MT MORRIS LITTLE FARMS (84) FR 1100193020
Legal SubdivisionMT MORRIS LITTLE FARMS
Legal Lot Number24-25
JurisdictionGENESEE MI
Township / Civil DivisionGENESEE
Census Block Group2
Census Block2000
Census Tract12311

Owner

1298 Howard St is owned and occupied by an individual who bought it in August 2016.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1298 HOWARD ST, MOUNT MORRIS, MI 48458-1750
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2016 · Amount on File
Deed SaleAug 15, 2016 · Amount on File
Deed Document Number201659101
Prior Transfer DateDec 17, 2015
Prior Transfer Doc0000088092
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1298 HOWARD ST, MOUNT MORRIS, MI 48458-1750
Document Number0000056451
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedSep 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 SMITH ST #813 CLIO MI 484201364, 813, CLIO, MI 48420-1364

Mortgage

Document Number0000056451
DateAug 27, 2019
Instrument56451
Lender
NameCHEMICAL BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
AmountAmount on Record
Term360 Months
DueAug 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1298 Howard St was $1,312 with a homeowner's exemption, down 0.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictMount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,000 (+7.59%) Land $4,800 Building $29,200$68,000 (+7.59%) Land $9,600 Building $58,400
2025$1,312.00 (-0.08%) Homeowner's exemption$31,600$63,200
2024$1,313.00
2023$23,900$47,800
2021$1,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1298 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1298 Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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