McDowell County property record for 1309 Apple Ln, Spruce Pine, NC 28777
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1977 |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (May 2016) |
| Tax Bill | $1,352 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1708-00-39-9024 |
| Primary APN | 1708-00-39-9024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 62694 |
|---|---|
| Street Address | 1309 APPLE LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.80 AC LT 11 APPLE MTN PB 3/58 |
| Legal Subdivision | APPLE MTN. SD |
| Legal Lot Number | 11 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970101 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1309 APPLE LN, SPRUCE PINE, NC 28777-9517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2016 · Amount on Record |
| Deed Sale | May 5, 2016 · Amount on Record |
| Deed Document Number | 0001180192 |
| Deed Book / Page | 1180 / 192 |
| Record Updated | Jun 8, 2026 |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,352.00 | $212,220 (-) Land $48,000 Building $164,220 | |
| 2023 | $1,352.00 (+13.04%) | $212,220 (+14.84%) Land $48,000 Building $164,220 | $212,220 (+14.84%) Land $48,000 Building $164,220 |
| 2022 | $1,196.00 | $184,790 Land $36,000 Building $148,790 | $184,790 Land $36,000 Building $148,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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