McDowell County property record for 1064 Apple Ln, Spruce Pine, NC 28777
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 2,408 sqft · built 1972 |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,448 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1708-00-38-7553 |
| Primary APN | 1708-00-38-7553 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Heated Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 43914 |
|---|---|
| Street Address | 1064 APPLE LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 1.26 AC LTS 1-3 APPLE MTN PB 3/58 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970101 |
1064 Apple Ln, a rural home, is owner-occupied and held in a trust since June 2003.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1064 APPLE LN, SPRUCE PINE, NC 28777-8568 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2003 |
| Deed Sale | Jun 1, 2003 |
| Deed Document Number | 0000735665 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1064 Apple Ln was $1,448.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,448.00 | $227,290 Land $50,000 Building $177,290 | |
| 2023 | $1,448.00 | $227,290 Land $50,000 Building $177,290 | $227,290 Land $50,000 Building $177,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1064 Apple Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1064 Apple Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures