McDowell County property record for 1509 Apple Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1975 |
| Owner | Individual Name on File |
| Tax Bill | $1,171 (2025) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1708-00-38-2123 |
| Primary APN | 1708-00-38-2123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Account Number | 65129 |
|---|---|
| Street Address | 1509 APPLE LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 APPLE MTN 1.12 AC( .66AC MCD & .46AC MITCH) PB 3/58 |
| Legal Subdivision | QUINN-QUIST |
| Legal Lot Number | 18 QUINN |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970101 |
1509 Apple Ln is owned by an individual who acquired it in July 2017.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 CATFISH CREEK RD, LAKE PLACID, FL 33852-8711 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2017 |
| Deed Sale | Jul 6, 2017 |
| Deed Document Number | 0001217735 |
| Deed Book / Page | 1217 / 735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 6, 2017 |
| Property Address | 1509 APPLE LN, SPRUCE PINE, NC 28777-5481 |
| Document Number | 0012170735 |
| Book / Page | 001217 / 000735 |
| Instrument Date | May 15, 2017 |
| Instrument | 3232 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 CATFISH CREEK RD LAKE PLACID FL 338528711, LAKE PLACID, FL 33852-8711 |
The 2025 property tax bill for 1509 Apple Ln was $1,171.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,171.00 | $183,700 Land $40,000 Building $143,700 | |
| 2023 | $1,171.00 | $183,700 Land $40,000 Building $143,700 | $183,700 Land $40,000 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1509 Apple Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1509 Apple Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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