1590 Apple Ln, Spruce Pine, NC 28777 Property Records

McDowell County property record for 1590 Apple Ln, Spruce Pine, NC 28777

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,260 sqft · built 1983
OwnerIndividual Name on Record
Tax Bill$1,459 (2025)
Flood ZoneZone X (minimal risk)
APN1708-00-38-2589

Property Details

APN / Parcel Number

Primary APN1708-00-38-2589
Alternative APN
  • 42107

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Heated Area
Basement Area1,260 sqft
Finished Basement1,260 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Garage Area368 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number42107
Street Address1590 APPLE LN
CitySPRUCE PINE
StateNC
Zip28777-5481
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description0.73 AC LT 21 APPLE MTN PB 3/58
Legal Lot Number21
JurisdictionMCDOWELL NC
Township / Civil DivisionNORTH COVE
Census Block Group1
Census Block1072
Census Tract970101

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address236 TEDDY RUSHING ST, DEBARY, FL 32713-5200
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2006
Deed SaleMar 24, 2006
Prior SaleMar 24, 2006
Deed Document Number0000862381
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,459.00$228,930 (-) Land $48,000 Building $180,930
2023$1,459.00$228,930 Land $48,000 Building $180,930$228,930 Land $48,000 Building $180,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Apple Ln

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