1308 Umbrella Tree Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1308 Umbrella Tree Dr, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,374 sqft · built 1979
Lot Size	0.229 acres (10,000 sqft)
Owner	Owner Name on File
Last Sale	$119,900 (May 2010)
Tax Bill	$703 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-02-8700`

Property Details

APN / Parcel Number

Primary APN	`8402-01-02-8700`
Alternative APNs	`34180201028700` `3916107.0` `3916107`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3916107.0
Old Parcel Number	34180201028700
Street Address	1308 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32132-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 2870 & 2871 BLK 137 FLORIDA SHORES NO 4 MB 23 PG 104 PER OR 5052 PG 1704 PER OR 6384 PG 2290 PER OR 6410 PGS 3787-3788
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	137
Legal Lot Number	2870 2871
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1020
Census Tract	83009

Owner

The current owner of 1308 Umbrella Tree Dr bought it in May 2010.

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	1308 UMBRELLA TREE DR, EDGEWATER, FL 32132-2412
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2010 · Amount on File
Deed Sale	May 7, 2010 · Amount on File
Prior Sale	Oct 27, 2009 · Amount on File
Deed Document Number	2010-082195
Deed Book / Page	6473 / 1748
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1308 UMBRELLA TREE DR, EDGEWATER, FL 32132-2412
Document Number	0075302788
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1308 UMBRELLA TREE DR EDGEWATER FL 321322412, EDGEWATER, FL 32132-2412

Mortgage

Document Number	0075302788
Date	Apr 10, 2018
Book Page	007530/002788
Instrument	71671

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1308 Umbrella Tree Dr was $703 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$703.00 Homeowner's exemption	$76,446	$206,160 Land $54,000 Building $152,160
2023	$640.00 (+0.47%) Homeowner's exemption	$72,129 (+3%)	$203,934 (+15.22%) Land $34,000 Building $169,934
2022	$637.00 Homeowner's exemption	$70,028	$176,989 Land $30,800 Building $146,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1308 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	31 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1308 Umbrella Tree Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20