1232 Umbrella Tree Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1232 Umbrella Tree Dr, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,465 sqft · built 1983
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$78,000 (Jan 2011)
Deeds & MortgagesMay 2025 Transfer
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8402-01-02-8740

Property Details

APN / Parcel Number

Primary APN8402-01-02-8740
Alternative APNs
  • 34180201028740
  • 02183401028740
  • 3916123.0
  • 3916123

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,465 sqft Living Area
Gross Area2,032 sqft
1st Floor Area1,276 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide
Garage TypeAttached
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchFlorida Room
Porch Area205 sqft
Patio Area480 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3916123
Street Address1232 UMBRELLA TREE DR
CityEDGEWATER
StateFL
Zip32132-2410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07R2B
Legal DescriptionLOTS 2874 2875 & 2876 BLK 138 FLORIDA SHORES NO 4 MB 23 PG 104 PER OR 4891 PG 1646 PER OR 6186 PG 4656 PER OR 6534 PG 1767 PER OR 6539 PG 2421 PER OR 6557 PGS 4990-4991 PER OR 8703 PG 3476
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionFLORIDA SHORES
Legal Tract01
Legal Block138
Legal Lot Number2874
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1020
Census Tract83009

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1232 UMBRELLA TREE DR, EDGEWATER, FL 32132-2410
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 15, 2025Intrafamily Transfer, Transfer
Feb 15, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Nov 29, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2011 · Amount on Record
Deed SaleJan 25, 2011 · Amount on Record
Prior SaleNov 9, 2010
Deed Document Number201113515
Deed Book / Page6557 / 4990
Last Transfer DateMay 5, 2025
Transfer Doc0087033476
Record UpdatedJun 8, 2026

May 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateMay 15, 2025
Property Address1232 UMBRELLA TREE DR, EDGEWATER, FL 32132-2410
Document Number0087033476
Book / Page8703 / 3476
Instrument DateMay 5, 2025
Instrument2025092441
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1232 UMBRELLA TREE DR, EDGEWATER, FL 32132-2410

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 PROVIDENCE RD UNIT 231, 231, CHARLOTTE, NC 28211-2277

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1232 UMBRELLA TREE DR, EDGEWATER, FL 32132-2410
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079902106
DateFeb 15, 2021
Book Page7990/2106
Instrument2021-033975
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1232 UMBRELLA TREE DR, EDGEWATER, FL 32132-2410
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081621598
DateNov 29, 2021
Book Page8162/1598
Instrument2021-284719
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48266
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,552 (+2.7%)$265,033 (+0.07%) Land $64,800 Building $200,233
2025Veteran's exemption$165,095 (+5.99%)$264,858 (-2.09%) Land $64,800 Building $200,058
2023Homeowner's exemption$155,770$270,522 Land $51,000 Building $219,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA31 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 6 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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