1222 Gillespie Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 1222 Gillespie Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,674 sqft · built 1984
Lot Size0.16 acres (6,983 sqft)
Owner2 Individual Names on Record
Last Sale$487,000 (Mar 2026)
Tax Bill$3,948 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jan 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-758-4316-9

Property Details

APN / Parcel Number

Primary APNC62-000-758-4316-9
Alternative APNs
  • 05-28-16-38917-000-0520
  • 281605389170000520
  • 162805389170000520
  • R43310

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area2,616 sqft
1st Floor Area1,674 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,983 sqft (0.16 acres)
Lot Dimensions107 ft deep x 65 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area462 sqft
Deck Area108 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR43310
Street Address1222 GILLESPIE DR
CityPALM HARBOR
StateFL
Zip34684-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT FIFTEEN PHASE 3 LOT 52
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase3
Legal Tract38917
Legal Lot Number52
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2004
Census Tract27331

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 15, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
CAPITAL BANK CORPORATION
Apr 15, 2020Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2026 · Amount on Record
Deed SaleMar 4, 2026 · Amount on Record
Prior SaleApr 15, 2020 · Amount on Record
Deed Document Number202659094
Deed Book / Page23474 / 2569
Prior Transfer DateDec 17, 2025
Prior Transfer Doc0234230656
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 4, 2026
Property Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013
Document Number0234742569
Book / Page23474 / 2569
Map ReferenceMB 88 PG 58&59
Instrument DateMar 4, 2026
Instrument2026059094
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,409.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1036 DUNROBIN DR, PALM HARBOR, FL 34684-2855

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013

Mortgage

Document Number0234742572
DateMar 4, 2026
Instrument23474/2572
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJan 15, 2026
Property Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013
Document Number0234230656
Book / Page23423 / 656
Map ReferenceMB 88 PG 58&59
Instrument DateDec 17, 2025
Instrument2026011233
Transaction TypeTransfer
Record UpdatedFeb 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0194802153
DateJan 11, 2017
Book Page19480/2153
Instrument2017012173
Lender
NameCAPITAL BANK CORPORATION
AddressJOHNSON CITY, TN 37615
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueDec 16, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 15, 2020
Property Address1222 GILLESPIE DR, PALM HARBOR, FL 34684-3013
Document Number0209651663
Book / Page020965 / 001663
Instrument DateApr 9, 2020
Instrument124053
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,344.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1222 GILLESPIE DR PALM HARBOR FL 346843013, PALM HARBOR, FL 34684-3013

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,948.00 (+4.61%)$261,700 (+5.99%)$438,028 (+25.9%) Land $123,800 Building $314,228
2024$3,774.00 (+1.78%)
2023$3,708.00 (-0.54%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$246,917 (+3%)$347,930 (+8.91%) Land $121,960 Building $225,970
2022$3,728.00 Homeowner's exemption Widower's exemption$239,725$319,457 Land $141,495 Building $177,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

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