1308 Eldorado St, Troy, NC 27371 Property Records

Montgomery County property record for 1308 Eldorado St, Troy, NC 27371 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1945
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$56,000 (Jul 2017)
Tax Bill	$290 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7529 20 70 8404`

Property Details

APN / Parcel Number

Primary APN	`7529 20 70 8404`
Alternative APN	`77570`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,118 sqft Finished Area
Basement Area	245 sqft
Unfinished Basement	245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	77570
Street Address	1308 ELDORADO ST
City	TROY
State	NC
Zip	27371-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JORDAN JORDAN
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3037
Census Tract	960202

Owner

Source: Montgomery County records · APN 7529 20 70 8404

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1308 ELDORADO ST, TROY, NC 27371-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jul 18, 2017	Warranty Deed, Transfer ASHLEY J WILLIAMSON ETUX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2017351078
Deed Book / Page	792 / 617
Prior Transfer Date	Feb 09, 2010
Prior Transfer Doc	652/128
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1308 ELDORADO ST, TROY, NC 27371-9734
Transaction Type	Mortgage
Record Updated	Jun 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0826/0256
Date	May 22, 2019
Book Page	0826/0256
Instrument	358714

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 18, 2017
Property Address	1308 ELDORADO ST, TROY, NC 27371-9734
Document Number	792/617
Book / Page	792 / 617
Map Reference	MB 242 PG 690
Instrument Date	Jul 17, 2017
Instrument	351078
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 ELDORADO ST, TROY, NC 27371-9734

Mortgage

Document Number	792/620
Date	Jul 18, 2017
Book Page	792/620
Instrument	351079

Lender

Name	ASHLEY J WILLIAMSON ETUX
Type	Private Party
Address	317 COUNTRY CLUB DR, TROY, NC 27371

Agreement

Amount	Amount Recorded
Term	26 Months
Due	Aug 31, 2019

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$290.00	$47,219 (+0.17%) Land $5,400 Building $41,819	$47,219 (+0.17%) Land $5,400 Building $41,819
2023		$47,137 Land $5,400 Building $41,737	$47,137 Land $5,400 Building $41,737

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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