Montgomery County property record for 1130 Eldorado St, Troy, NC 27371 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1949 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $60,000 (Oct 2024) |
| Tax Bill | $410 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7529 20 80 4032 |
| Primary APN | 7529 20 80 4032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Finished Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1476598 |
|---|---|
| Street Address | 1130 ELDORADO ST |
| City | TROY |
| State | NC |
| Zip | 27371-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST END SUBDIVISION LOTS 4-6; SEC C WEST END #4-6 S/C |
| Legal Subdivision | WEST END SUBDIVISION |
| Legal Tract | 4 |
| Legal Lot Number | 4-6 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7529 20 80 4032
Assessment roll updated September 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 119 N SALISBURY ST, RALEIGH, NC 27603-1739 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 06, 2019 | Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| May 25, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Jul 12, 2024 · Amount on Record |
| Deed Document Number | 2024384239 |
| Deed Book / Page | 951 / 783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 1130 ELDORADO ST, TROY, NC 27371-9732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1130 ELDORADO ST, TROY, NC 27371-9732 |
| Document Number | 0822/0374 |
|---|---|
| Date | Mar 06, 2019 |
| Book Page | 0822/0374 |
| Instrument | 357840 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | May 25, 2017 |
| Property Address | 1130 ELDORADO ST, TROY, NC 27371-9732 |
| Document Number | 789/787 |
| Book / Page | 789 / 787 |
| Map Reference | PL CAB A SL 151 |
| Instrument Date | May 25, 2017 |
| Instrument | 350482 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 DEERFIELD CIR, 175, TROY, NC 27371-8310 |
| Name | Verified Name |
|---|---|
| Address | 146 MORRIS ST, TROY, NC 27371-9302 |
| Document Number | 789/789 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 789/789 |
| Instrument | 350483 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410.00 | $66,669 (+4.71%) Land $7,920 Building $58,749 | $66,669 (+4.71%) Land $7,920 Building $58,749 |
| 2023 | $63,672 Land $7,920 Building $55,752 | $63,672 Land $7,920 Building $55,752 |
Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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