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1334 Eldorado St, Troy, NC 27371 Property Records

Montgomery County property record for 1334 Eldorado St, Troy, NC 27371

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 840 sqft · built 1946
Lot Size0.77 acres (33,541 sqft)
Owner2 Individual Names on File
Last Sale$349,000 (May 2025)
Tax Bill$71 (2025)
Deeds & MortgagesFeb 2026 Mortgage
May 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN7529 00 70 3824

Property Details

APN / Parcel Number

Primary APN7529 00 70 3824
Alternative APNs
  • 1486720
  • 56656
  • 77284

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area840 sqft Finished Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,541 sqft (0.77 acres)

Location & Zoning

Account Number77284
Street Address1334 ELDORADO ST
CityTROY
StateNC
Zip27371-9734
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRESIDENTIA
Legal DescriptionHOUSE HOUSE
Legal SubdivisionHOUSE
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group3
Census Block3037
Census Tract960202

Owner

Source: Montgomery County records · APN 7529 00 70 3824

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1334 ELDORADO ST, TROY, NC 27371-9734
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · VA Mortgage
RSI FINANCIAL SERVICES
May 02, 2025Warranty Deed, Transfer · VA Mortgage
NFM INC
Jun 09, 2023Warranty Deed, Transfer
Feb 15, 2023Warranty Deed, Transfer
Jan 31, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 28, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2025 · Amount on Record
Deed SaleMay 02, 2025 · Amount on Record
Prior SaleJun 09, 2023 · Amount on Record
Deed Document Number2025386320
Deed Book / Page961 / 756
Prior Transfer DateJan 30, 2023
Prior Transfer Doc000917/466
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address1334 ELDORADO ST, TROY, NC 27371-9734
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1334 ELDORADO ST, TROY, NC 27371-9734

Mortgage

Document Number000979/119
DateFeb 17, 2026
Book Page979/119
Instrument389684
Lender
NameRSI FINANCIAL SERVICES
AddressSAN JUAN CAPISTRANO, CA 92675
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateMay 02, 2025
Property Address1334 ELDORADO ST, TROY, NC 27371-9734
Document Number000961/756
Book / Page961 / 756
Map ReferenceMB H PG 19D
Instrument DateMay 01, 2025
Instrument386320
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanySOURCEPOINT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$698.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1936 US HIGHWAY 64 E, ASHEBORO, NC 27203-8443

Transferred To (Grantee/Buyer)

NameVerified Name
Address1334 ELDORADO ST, TROY, NC 27371-9734

Mortgage

Document Number0000386321
DateMay 02, 2025
Instrument386321
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateJun 09, 2023
Property Address1334 ELDORADO ST, TROY, NC 27371-9734
Document Number000924/809
Book / Page924 / 809
Map ReferenceMB H PG 19D
Instrument DateJun 07, 2023
Instrument378558
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount Recorded
Tax$71.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address155 WOODLINE DR, TROY, NC 27371-9714

Transferred To (Grantee/Buyer)

NameVerified Name
Address1936 US HIGHWAY 64 E, ASHEBORO, NC 27203-8443
InvestorPossibly a Property Investor

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateFeb 15, 2023
Property Address1334 ELDORADO ST, TROY, NC 27371-9734
Document Number000918/236
Book / Page918 / 236
Instrument DateFeb 14, 2023
Instrument377142
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address9583 MORNINGSIDE CIR, HARRISBURG, NC 28075-9681

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 WOODLINE DR, TROY, NC 27371-9714

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY NC
Recording DateJan 31, 2023
Property Address1334 ELDORADO ST, TROY, NC 27371-9734
Document Number000917/466
Book / Page917 / 466
Instrument DateJan 30, 2023
Instrument376964
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7440 STOCKARD RD, SNOW CAMP, NC 27349-9766

Transferred To (Grantee/Buyer)

NameVerified Name
Address9583 MORNINGSIDE CIR, HARRISBURG, NC 28075-9681

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY NC
Recording DateSep 28, 2022
Property Address1334 ELDORADO ST, TROY, NC 27371-9734
Document Number000910/646
Book / Page910 / 646
Instrument DateSep 16, 2022
Instrument375621
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7440 STOCKARD RD, SNOW CAMP, NC 27349-9766

Transferred To (Grantee/Buyer)

NameVerified Name
Address9583 MORNINGSIDE CIR, HARRISBURG, NC 28075-9681

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$71.00$11,550 (-) Land $11,550$11,550 (-) Land $11,550
2023$11,550 (-) Land $11,550$11,550 (-) Land $11,550
2022$11,550 Land $11,550$11,550 Land $11,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 22, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF TROY
serves 3,591 people
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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