1320 Eldorado St, Troy, NC 27371 Property Records

Montgomery County property record for 1320 Eldorado St, Troy, NC 27371

Property Summary

Property Type	Office Building
Details	2 bd · 2 ba · 1,319 sqft · built 1942
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$39,000 (Jan 1987)
Tax Bill	$333 (2025)
Flood Zone	Zone X (minimal risk)
APN	`7529 20 70 6852`

Property Details

APN / Parcel Number

Primary APN	`7529 20 70 6852`
Alternative APN	`13183`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,319 sqft Total Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	13183
Street Address	1320 ELDORADO ST
City	TROY
State	NC
Zip	27371-9734
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	ADD COMMUNICATIONS NEEDMORE
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3037
Census Tract	960202

Owner

Source: Montgomery County records · APN 7529 20 70 6852

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1260 LOVE JOY RD, TROY, NC 27371-8490
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 1987 · Amount on Record
Deed Sale	Jan 01, 1987 · Amount on Record
Deed Book / Page	228 / 274
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$333.00	$54,273 (-) Land $19,872 Building $34,401	$54,273 (-) Land $19,872 Building $34,401
2023		$54,273 Land $19,872 Building $34,401	$54,273 Land $19,872 Building $34,401

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 22, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF TROY serves 3,591 people
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.