1306 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1306 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,064 sqft · built 1994
Lot Size	0.225 acres (9,821 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Oct 2020)
Tax Bill	$1,593 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-61504-000`

Property Details

APN / Parcel Number

Primary APN	`800-61504-000`
Alternative APN	`62945`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	1,284 sqft
Upper Floors Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,821 sqft (0.225 acres)
Lot Dimensions	161 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	560 sqft
Driveway	Driveway
Driveway Area	954 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	62945
Street Address	1306 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2020-022909
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS
Legal Lot Number	4
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1306 RIVER OAKS, BENTON, AR 72019-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 20, 2019	Warranty Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	2020-022909
Deed Book / Page	2020 / 022909
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1306 RIVER OAKS, BENTON, AR 72019-1841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000809
Date	Jan 15, 2020
Instrument	2020-000809

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 13, 2020
Property Address	1306 RIVER OAKS, BENTON, AR 72019-1841
Document Number	0000022909
Instrument Date	Oct 7, 2020
Instrument	2020-022909
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 RIVER OAKS, 1306, BENTON, AR 72019-1841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 RIVER OAKS, BRYANT, AR 72019-1841
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022910
Date	Oct 13, 2020
Instrument	2020-022910

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 20, 2019
Property Address	1306 RIVER OAKS, BENTON, AR 72019-1841
Document Number	0000004974
Instrument Date	Mar 12, 2019
Instrument	2019-004974
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 APRIL SOUND, 182, BENTON, AR 72019-2174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 RIVER OAKS, BENTON, AR 72019-1841

Mortgage

Document Number	0000004975
Date	Mar 20, 2019
Instrument	2019-004975

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,769 (-) Land $9,600 Building $33,169
2024	$1,593.00 (+1.01%)
2023	$1,577.00 Homeowner's exemption	$42,769 Land $9,600 Building $33,169	$213,845 Land $48,000 Building $165,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Connect2First.

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