13059 Memory Ln, Side Lake, MN 55781 Property Records

St. Louis County property record for 13059 Memory Ln, Side Lake, MN 55781

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 1,476 sqft · built 2004
Lot Size0.562 acres (24,486 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Mar 2023)
Tax Bill$4,424 (2026)
Deeds & MortgagesApr 2023 Sale
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN755-0047-00100

Property Details

APN / Parcel Number

Primary APN755-0047-00100
Alternative APNs
  • 1129870
  • 1146888

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,476 sqft Gross Area
1st Floor Area1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialLogs
Construction TypeFrame
Lot Area24,486 sqft (0.562 acres)

Exterior Amenities

Deck Area178 sqft
Storage Building30 sqft
Pole Barn780 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1146888
Street Address13059 MEMORY LN
CitySIDE LAKE
StateMN
Zip55781-8454
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeRES
Legal DescriptionLOT: 0010 BLOCK:001 SERIAL #
Legal SubdivisionSANDS OF SOUTH STURGEON 59-21
Legal Block1
Legal Lot Number10
JurisdictionST LOUIS MN
Township / Civil DivisionMCCORMACK
Census Block Group4
Census Block4036
Census Tract15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8264 NARCISSUS ST, VICTORIA, MN 55386-9528
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Warranty Deed, Transfer
SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC
Apr 1, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Prior SaleApr 1, 2019 · Amount on Record
Deed Document Number20231523027
Prior Transfer DateOct 22, 2007
Prior Transfer Doc0001066316
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 4, 2023
Property Address13059 MEMORY LN, SIDE LAKE, MN 55781-8454
Document Number0001464366
Instrument DateMar 22, 2023
Instrument1464366
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanySELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$1,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8264 NARCISSUS ST, VICTORIA, MN 55386-9528

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 1, 2019
Property Address13059 MEMORY LN, SIDE LAKE, MN 55781-8454
Document Number0001352370
Instrument DateMar 27, 2019
Instrument1352370
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanySELLMAN TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13059 MEMORY LN, SIDE LAKE, MN 55781-8454

Mortgage

Document Number0001352371
DateApr 1, 2019
Instrument1352371
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictHibbing Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,424.00 (+12.51%)
2025$3,932.00 (+31.15%)$472,000 (+21.65%) Land $144,800 Building $327,200$472,000 (+21.65%) Land $144,800 Building $327,200
2024$2,998.00 (+3.59%)$388,000 (+33.56%) Land $132,000 Building $256,000$388,000 (+33.56%) Land $132,000 Building $256,000
2023$2,894.00 Homeowner's exemption
2022$290,500 (+6.49%) Land $108,700 Building $181,800$290,500 (+6.49%) Land $108,700 Building $181,800
2021$272,800 Land $104,800 Building $168,000$272,800 Land $104,800 Building $168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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