St. Louis County property record for 13061 Memory Ln, Side Lake, MN 55781
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft |
| Lot Size | 1.15 acres (50,189 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (May 2009) |
| Tax Bill | $3,582 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 755-0047-00110 |
| Primary APN | 755-0047-00110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 50,189 sqft (1.15 acres) |
| Garage Area | 364 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1110527 |
|---|---|
| Street Address | 13061 MEMORY LN |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8454 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RES |
| Legal Description | LOT: 0011 BLOCK:001 SERIAL # |
| Legal Subdivision | SANDS OF SOUTH STURGEON |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MCCORMACK |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 15100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13061 MEMORY LN, SIDE LAKE, MN 55781-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2009 · Amount on Record |
| Deed Sale | May 20, 2009 · Amount on Record |
| Prior Sale | Jan 9, 2003 · Amount on Record |
| Deed Document Number | 20091108127 |
| Prior Transfer Date | Jan 29, 2003 |
| Prior Transfer Doc | 0000887728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 13061 MEMORY LN, SIDE LAKE, MN 55781-8454 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001517732 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 1517732 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.85% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.85% |
| Max Rate At Change | 8.85% |
| Index | 3-Year TN |
| Max Rate | 12.8% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,582.00 (+13.43%) Homeowner's exemption | ||
| 2025 | $3,158.00 (+11.43%) Homeowner's exemption | $410,800 (+12.3%) Land $183,800 Building $227,000 | $410,800 (+12.3%) Land $183,800 Building $227,000 |
| 2024 | $2,834.00 | $365,800 (+30.78%) Land $179,900 Building $185,900 | $365,800 (+30.78%) Land $179,900 Building $185,900 |
| 2022 | $279,700 Land $147,700 Building $132,000 | $279,700 Land $147,700 Building $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures