13049 Memory Ln, Side Lake, MN 55781 Property Records

St. Louis County property record for 13049 Memory Ln, Side Lake, MN 55781 · Last verified August 2026

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2 bd · 1 ba · 924 sqft · built 1959
Lot Size0.449 acres (19,568 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Feb 2021)
Tax Bill$2,308 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN755-0047-00050

Property Details

APN / Parcel Number

Primary APN755-0047-00050
Alternative APN
  • 1090732

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area924 sqft Gross Area
1st Floor Area924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRustic
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area19,568 sqft (0.449 acres)
Garage Area1,080 sqft
Deck Area35 sqft
Storage Building40 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1090732
Street Address13049 MEMORY LN
CitySIDE LAKE
StateMN
Zip55781-8454
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOT: 0005 BLOCK:001 SERIAL #
Legal SubdivisionSANDS OF SOUTH STURGEON 59-21
Legal Block1
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionMCCORMACK
Census Block Group4
Census Block4036
Census Tract15100

Owner

Source: St. Louis County records · APN 755-0047-00050

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13049 MEMORY LN, SIDE LAKE, MN 55781-8454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Prior SaleOct 26, 2002 · Amount on Record
Deed Document Number20211404950
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 24, 2021
Property Address13049 MEMORY LN, SIDE LAKE, MN 55781-8454
Document Number0001404950
Instrument DateDec 28, 2020
Instrument1404950
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13049 MEMORY LN, SIDE LAKE, MN 55781-8454

Mortgage

Document Number0001404951
DateFeb 24, 2021
Instrument1404951
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictHibbing Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,308.00 (+17.64%) Homeowner's exemption Disabled Person's exemption
2025$1,962.00 (+9.98%) Homeowner's exemption Disabled Person's exemption$359,200 (+26.52%) Land $132,000 Building $227,200$359,200 (+26.52%) Land $132,000 Building $227,200
2024$1,784.00$283,900 (+31.8%) Land $120,500 Building $163,400$283,900 (+31.8%) Land $120,500 Building $163,400
2022$215,400 Land $99,400 Building $116,000$215,400 Land $99,400 Building $116,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370151004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Paul Bunyan Rural Telephone CooperativeFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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