13051 Memory Ln, Side Lake, MN 55781 Property Records

St. Louis County property record for 13051 Memory Ln, Side Lake, MN 55781

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,882 sqft · built 1998
Lot Size	0.43 acres (18,749 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,754 (2026)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`755-0047-00060`

Property Details

APN / Parcel Number

Primary APN	`755-0047-00060`
Alternative APNs	`1140985` `878876`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,882 sqft Gross Area
1st Floor Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Metal
Construction Type	Frame
Lot Area	18,749 sqft (0.43 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	192 sqft
Cabin	384 sqft
Storage Building	24 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1140985
Street Address	13051 MEMORY LN
City	SIDE LAKE
State	MN
Zip	55781-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0006 BLOCK:001 SERIAL #
Legal Subdivision	SANDS OF SOUTH STURGEON
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	MCCORMACK
Census Block Group	4
Census Block	4036
Census Tract	15100

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5463 W BROADWAY AVE, FOREST LAKE, MN 55025-8824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2022
Transfer Doc	0001457512
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 1, 2022
Property Address	13051 MEMORY LN, SIDE LAKE, MN 55781-8454
Document Number	0001457512
Instrument Date	Nov 21, 2022
Instrument	1457512
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	LSA TITLE SERVICES, FSA TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5463 W BROADWAY AVE, FOREST LAKE, MN 55025-8824

Mortgage

Document Number	0001457513
Date	Dec 1, 2022
Instrument	1457513

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,754.00 (+16.29%) Homeowner's exemption
2025	$4,088.00 (+13.81%) Homeowner's exemption	$544,000 (+20.11%) Land $154,100 Building $389,900	$544,000 (+20.11%) Land $154,100 Building $389,900
2024	$3,592.00	$452,900 (+34.23%) Land $140,700 Building $312,200	$452,900 (+34.23%) Land $140,700 Building $312,200
2022		$337,400 Land $115,800 Building $221,600	$337,400 Land $115,800 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20