13042 E Saginaw Way, Sanger, CA 93657 Property Records

Fresno County property record for 13042 E Saginaw Way, Sanger, CA 93657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,783 sqft · built 1977
Lot Size	4.33 acres (188,615 sqft)
Owner	Individual Name on File
Tax Bill	$9,306 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`309-242-24`

Property Details

APN / Parcel Number

Primary APN	`309-242-24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,783 sqft Living Area
1st Floor Area	2,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	188,615 sqft
Garage Area	528 sqft
Pool Area	1,632 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	13042 E SAGINAW WAY
City	SANGER
State	CA
Zip	93657-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	4.33 AC LOT 1 ACADEMY ESTATES
Legal Subdivision	ACADEMY ESTATES
Legal Lot Number	1
Jurisdiction	FRESNO CA
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1029
Census Tract	5906

Owner

13042 E Saginaw Way is owned and occupied by an individual who acquired it in May 2021.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 17, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 17, 2021	Grant Deed, Transfer · VA Mortgage ON Q FINANCIAL INC
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 15, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 15, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021
Deed Sale	May 17, 2021
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	202181397
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000081397
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Jul 7, 2026
Property Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Document Number	0000066045
Instrument Date	Jun 24, 2026
Instrument	202666045
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467

Mortgage

Document Number	0000066045,
Date	Jul 7, 2026
Instrument	202666045

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467

Mortgage

Document Number	0000112199
Date	Dec 8, 2023
Instrument	2023-0112199

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	May 17, 2021
Property Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Document Number	0000081397
Map Reference	MB 24 PG 97
Instrument Date	May 7, 2021
Instrument	2021-0081397
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 17, 2021
Property Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Document Number	0000081396
Map Reference	MB 24 PG 97
Instrument Date	May 3, 2021
Instrument	2021-0081396
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467

Mortgage

Document Number	0000081398
Date	May 17, 2021
Instrument	2021-0081398

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 28, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Document Number	0000057114
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13042 E SAGINAW WAY SANGER CA 936579467, SANGER, CA 93657-9467

Mortgage

Document Number	0000057114
Date	May 11, 2020
Instrument	57114

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 15, 2018
Property Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Document Number	0000126489
Instrument Date	Oct 8, 2018
Instrument	126489
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13042 E SAGINAW WAY SANGER CA 936579467, SANGER, CA 93657-9467

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 15, 2018
Property Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467
Document Number	0000126488
Map Reference	MB 24 PG 97
Instrument Date	Sep 11, 2018
Instrument	2018-0126488
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13042 E SAGINAW WAY, SANGER, CA 93657-9467

Tax Assessment & Valuation

The 2025 property tax bill for 13042 E Saginaw Way was $9,306 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Sanger Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,651 (+2%) Land $276,020 Building $441,631
2025	$9,306.00 Homeowner's exemption	$703,580 Land $270,608 Building $432,972
2023	$8,641.00 (+2.52%) Homeowner's exemption	$676,260 Land $260,100 Building $416,160
2022	$8,429.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13042 E Saginaw Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (1986–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13042 E Saginaw Way is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net.

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