13027 Lance Cir, Hagerstown, MD 21742 Property Records

Washington County property record for 13027 Lance Cir, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,410 sqft · built 1989
Lot Size	0.521 acres (22,696 sqft)
Owner	Individual Name on Record
Last Sale	$381,675 (Jun 2015)
Tax Bill	$4,900 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-025153`

Property Details

APN / Parcel Number

Primary APN	`27-025153`
Alternative APN	`025153`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,410 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,696 sqft (0.521 acres)
Garage Type	Built-in
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	15 sqft
Deck Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025153
Street Address	13027 LANCE CIR
City	HAGERSTOWN
State	MD
Zip	21742-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 7 .521AC 10327 LANCE CIR TERRACE HILLS
Legal Subdivision	TERRACE HILLS
Legal Lot Number	7
Jurisdiction	WASHINGTON MD
Township / Civil Division	27, FOUNTAIN HEAD
Census Block Group	2
Census Block	2031
Census Tract	10300

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10327 LANCE CIR, HAGERSTOWN, MD 21742
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage REVERE BANK
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Prior Sale	Oct 29, 2008 · Amount on Record
Deed Book / Page	4990 / 456
Transfer Doc	0033650441
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13027 LANCE CIR, HAGERSTOWN, MD 21742-2939
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062150080
Date	Mar 31, 2020
Book Page	6215/80

Lender

Name	REVERE BANK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13027 LANCE CIR, HAGERSTOWN, MD 21742-2939
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064290273
Date	Nov 19, 2020
Book Page	6429/273

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13027 LANCE CIR, HAGERSTOWN, MD 21742-2939
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068010049
Date	Oct 21, 2021
Book Page	6801/49

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	Other
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,900.00 (+10.66%)	$473,300 (+10.66%)	$518,900 (-) Land $91,300 Building $427,600
2025	$4,428.00 (+11.93%)	$427,700 (+13.15%)	$518,900 (+35.8%) Land $91,300 Building $427,600
2024	$3,956.00 (+0.64%)
2023	$3,931.00	$378,000	$382,100 Land $91,300 Building $290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: PA.net, Xfinity.

Nearby Properties on Lance Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures