13018 Lance Cir, Hagerstown, MD 21742 Property Records

Washington County property record for 13018 Lance Cir, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,680 sqft · built 1990
Lot Size	0.983 acres (42,820 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 1989)
Tax Bill	$6,271 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-025188`

Property Details

APN / Parcel Number

Primary APN	`27-025188`
Alternative APN	`025188`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,680 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	42,820 sqft (0.983 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Deck Area	548 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025188
Street Address	SHIELDED
City	HAGERSTOWN
State	MD
Zip	21742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOTS 8/9 .983AC 00000 SHIELDED
Legal Subdivision	TERRACE HILLS
Legal Lot Number	8,9
Jurisdiction	WASHINGTON MD
Township / Civil Division	27, FOUNTAIN HEAD
Census Block Group	2
Census Block	2031
Census Tract	10300

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	SHIELDED, HAGERSTOWN, MD 21742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 1989 · Amount on Record
Deed Sale	Jul 7, 1989 · Amount on Record
Prior Sale	Aug 12, 1988 · Amount on Record
Deed Book / Page	920 / 1050
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13018 LANCE CIR, HAGERSTOWN, MD 21742-2938
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13018 LANCE CIR, HAGERSTOWN, MD 21742-2938

Mortgage

Document Number	0074410322
Date	Apr 24, 2024
Book Page	7441/322

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,271.00 (+4.64%) Homeowner's exemption	$614,100 (+1.88%)	$642,100 (-7.22%) Land $101,400 Building $540,700
2025	$5,993.00 (+10.15%) Homeowner's exemption	$602,767 (+13.73%)	$692,100 (+24.01%) Land $101,400 Building $590,700
2023	$5,441.00 Homeowner's exemption	$530,000	$558,100 Land $101,400 Building $456,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: PA.net, Xfinity.

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