13002 Lance Cir, Hagerstown, MD 21742 Property Records

Washington County property record for 13002 Lance Cir, Hagerstown, MD 21742

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,630 sqft · built 1989
Lot Size0.502 acres (21,887 sqft)
Owner2 Individual Names on Record
Last Sale$42,000 (Feb 1989)
Tax Bill$5,163 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-025234

Property Details

APN / Parcel Number

Primary APN27-025234
Alternative APN
  • 025234

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,630 sqft Total Area
1st Floor Area64 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area21,887 sqft (0.502 acres)
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area304 sqft
Deck Area638 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number025234
Street Address13002 LANCE CIR
CityHAGERSTOWN
StateMD
Zip21742-2938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionLOT 13 .502AC 13002 LANCE CIR TERRACE HILLS
Legal SubdivisionTERRACE HILLS
Legal Lot Number13
JurisdictionWASHINGTON MD
Township / Civil Division27, FOUNTAIN HEAD
Census Block Group2
Census Block2031
Census Tract10300

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13002 LANCE CIR, HAGERSTOWN, MD 21742-2938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 1989 · Amount on Record
Deed SaleFeb 1, 1989 · Amount on Record
Prior SaleAug 12, 1988 · Amount on Record
Deed Book / Page903 / 856
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address13002 LANCE CIR, HAGERSTOWN, MD 21742-2938
Document Number0059640298
Instrument DateApr 5, 2019
Transaction TypeMortgage
Record UpdatedMay 15, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13002 LANCE CIR HAGERSTOWN MD 217422938, HAGERSTOWN, MD 21742-2938

Mortgage

Document Number0059640298
DateApr 29, 2019
Book Page005964/000298
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,163.00 (+5.26%) Homeowner's exemption$520,567 (+7.28%)$555,900 (-) Land $90,900 Building $465,000
2025$4,905.00 (+6.03%) Homeowner's exemption$485,233 (+9.08%)$555,900 (+23.56%) Land $90,900 Building $465,000
2023$4,626.00 Homeowner's exemption$444,833$449,900 Land $90,900 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims10 (1979–2023)
Claims Outside the SFHA4 of 10
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000

May also be available: Verizon.

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