13010 Lance Cir, Hagerstown, MD 21742 Property Records

Washington County property record for 13010 Lance Cir, Hagerstown, MD 21742 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,164 sqft · built 1991
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$740,000 (Sep 2013)
Tax Bill$9,829 (2025)
Deeds & MortgagesAug 2023 Refinance
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-025226

Property Details

APN / Parcel Number

Primary APN27-025226
Alternative APN
  • 025226

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,164 sqft Total Area
AtticAttic
Attic Area1,564 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeMixed
Garage Area2,404 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
Patio Area587 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number025226
Street Address13010 LANCE CIR
CityHAGERSTOWN
StateMD
Zip21742-2938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11/12 1.00AC 13010 LANCE CIRCLE TERRACE HILLS
Legal SubdivisionTERRACE HILLS
Legal Lot Number11,12
JurisdictionWASHINGTON MD
Township / Civil Division27, FOUNTAIN HEAD
Census Block Group2
Census Block2031
Census Tract10300

Owner

Source: Washington County records · APN 27-025226

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13010 LANCE CIR, HAGERSTOWN, MD 21742-2938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
OSGOOD BANK
Jan 25, 2017Deed of Trust, Mortgage
PNC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2013 · Amount on Record
Deed SaleSep 18, 2013 · Amount on Record
Prior SaleJul 03, 2003 · Amount on Record
Deed Book / Page4634 / 205
Last Transfer DateFeb 23, 2016
Transfer Doc0051770103
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address13010 LANCE CIR, HAGERSTOWN, MD 21742-2938
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13010 LANCE CIR, HAGERSTOWN, MD 21742-2938

Mortgage

Document Number0072950064
DateAug 07, 2023
Book Page7295/64
Lender
NameOSGOOD BANK
TypeBank
AddressOSGOOD, OH 45351
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term126 Months
DueFeb 01, 2034

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address13010 LANCE CIR, HAGERSTOWN, MD 21742-2938
Document Number0054430486
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address13010 LANCE CIR HAGERSTOWN MD 217422938, HAGERSTOWN, MD 21742-2938

Mortgage

Document Number0054430486
DateFeb 17, 2017
Book Page005443/000486
Lender
NamePNC BK
TypeBank
AddressFREDERICKSBURG, VA 22401
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,071,833 (+9.62%)$1,165,900 (-) Land $103,500 Building $1,062,400
2025$9,829.00 (+7.43%) Homeowner's exemption$977,767 (+12.18%)$1,165,900 (+31.93%) Land $103,500 Building $1,062,400
2024$9,149.00 (+0.94%)
2023$9,064.00 Homeowner's exemption$871,633$883,700 Land $103,500 Building $780,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 8% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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