1302 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 1302 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,908 sqft · built 2002
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$711,000 (Nov 2022)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6324.09.15.4108000`

Property Details

APN / Parcel Number

Primary APN	`6324.09.15.4108000`
Alternative APNs	`556449` `55095` `206`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,908 sqft Heated Area
Gross Area	1,752 sqft
1st Floor Area	58 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	38 sqft
Utility Building	13 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	55095
Street Address	1302 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L123 125 EMERLD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	15
Legal Lot Number	123,125
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1007
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 CAMPBELL RD, WEST SUNBURY, PA 16061-1703
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	20221784062
Deed Book / Page	1784 / 62
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 3, 2022
Property Address	1302 EMERALD DR, EMERALD ISLE, NC 28594-6721
Document Number	0017840062
Book / Page	1784 / 62
Map Reference	MB 3 PG 43
Instrument Date	Oct 26, 2022
Instrument	1784062
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 EMERALD DR, 1211, EMERALD ISLE, NC 28594-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CAMPBELL RD, WEST SUNBURY, PA 16061-1703

Mortgage

Document Number	0001784063
Date	Nov 3, 2022
Instrument	1784-063

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,074,118 (-) Land $370,608 Building $703,510	$1,074,118 (-) Land $370,608 Building $703,510
2025	$3,977.00 (+69.09%)	$1,074,118 (+151.33%) Land $370,608 Building $703,510	$1,074,118 (+151.33%) Land $370,608 Building $703,510
2023		$427,369 Land $162,900 Building $264,469	$427,369 Land $162,900 Building $264,469
2022	$2,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20