Carteret County property record for 1210 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 1985 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (May 2025) |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.09.15.6260000 |
| Primary APN | 6324.09.15.6260000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,565 sqft Heated Area |
| Gross Area | 1,556 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 432 sqft |
| Carport | Carport |
| Carport Area | 432 sqft |
| Deck Area | 70 sqft |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 79146 |
|---|---|
| Street Address | 1210 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L54 B6 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 15 |
| Legal Lot Number | 54 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970903 |
1210 Emerald Dr is owned by an individual who bought it in May 2025.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 MT HOLLY HUNTERSVILLE RD, CHARLOTTE, NC 28214-9344 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 8, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 21, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Apr 5, 2019 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Prior Sale | Apr 5, 2019 · Amount on File |
| Deed Document Number | 20251856033 |
| Deed Book / Page | 1856 / 33 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1210 EMERALD DR, EMERALD ISLE, NC 28594-6833 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1210 EMERALD DR, EMERALD ISLE, NC 28594-6833 |
| Document Number | 0017600316 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 1760/316 |
| Instrument | 1760316 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1210 EMERALD DR, EMERALD ISLE, NC 28594-6833 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | MILLENNIAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0017410381 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 1741/381 |
| Instrument | 1741381 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1210 EMERALD DR, EMERALD ISLE, NC 28594-6833 |
| Document Number | 0016680009 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1210 EMERALD DR EMERALD ISLE NC 285946833, EMERALD ISLE, NC 28594-6833 |
| Document Number | 0016680009 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 001668/000009 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 5, 2019 |
| Property Address | 1210 EMERALD DR, EMERALD ISLE, NC 28594-6833 |
| Document Number | 0016340133 |
| Book / Page | 1634 / 133 |
| Map Reference | MB 8 PG 17 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 1634133 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7209 MANOR OAKS DR, 7209, RALEIGH, NC 27615-5580 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1210 EMERALD DR, EMERALD ISLE, NC 28594-6833 |
| Document Number | 1634134 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 1634134 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 1210 Emerald Dr was $2,901.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758,596 (+1.41%) Land $370,515 Building $388,081 | $758,596 (+1.41%) Land $370,515 Building $388,081 | |
| 2025 | $2,901.00 | $748,024 Land $370,515 Building $377,509 | $748,024 Land $370,515 Building $377,509 |
| 2023 | $251,107 Land $144,450 Building $106,657 | $251,107 Land $144,450 Building $106,657 | |
| 2022 | $1,497.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1210 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1210 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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