1304 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 1304 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,440 sqft · built 1983
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jan 2022)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6324.09.15.3128000`

Property Details

APN / Parcel Number

Primary APN	`6324.09.15.3128000`
Alternative APNs	`553288` `31890`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Gross Area	1,264 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	31890
Street Address	1304 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L126 THUR 129 B7 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	15
Legal Lot Number	126
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1007
Census Tract	970903

Owner

1304 Emerald Dr is owned by an individual who bought it in January 2022.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7705 HIGHLANDVIEW CIR, RALEIGH, NC 27613-4107
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Deed Document Number	20221752288
Deed Book / Page	1752 / 288
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 5, 2022
Property Address	1304 EMERALD DR, EMERALD ISLE, NC 28594
Document Number	0017520288
Book / Page	1752 / 288
Map Reference	MB 3 PG 43
Instrument Date	Dec 17, 2021
Instrument	1752288
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 OLD GREENSBORO RD, 2221, CHAPEL HILL, NC 27516-0511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 HIGHLANDVIEW CIR, RALEIGH, NC 27613-4107

Mortgage

Document Number	0001752289
Date	Jan 5, 2022
Instrument	1752-289

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Emerald Dr was $2,818.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,978 (-) Land $387,143 Building $335,835	$722,978 (-) Land $387,143 Building $335,835
2025	$2,818.00	$722,978 Land $387,143 Building $335,835	$722,978 Land $387,143 Building $335,835
2023		$309,436 Land $194,000 Building $115,436	$309,436 Land $194,000 Building $115,436
2022	$1,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1304 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20