1208 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 1208 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1997
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Aug 2006)
Tax Bill$2,849 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN6324.09.15.7242000

Property Details

APN / Parcel Number

Primary APN6324.09.15.7242000
Alternative APNs
  • 422411
  • 61573

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Heated Area
Gross Area1,208 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1999
Architectural StyleOther
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions110 ft deep x 75 ft wide
PorchSlab
Porch Area128 sqft
Deck Area6 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number61573
Street Address1208 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-6833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL53 B6 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block15
Legal Lot Number53
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1011
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1901 WESTWOOD AVE W, WILSON, NC 27893-2149
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2006 · Amount on Record
Deed SaleAug 17, 2006 · Amount on Record
Deed Document Number20061185272
Deed Book / Page1185 / 272
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1208 EMERALD DR, EMERALD ISLE, NC 28594-6833
Document Number0016070269
Instrument DateMay 2, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 WESTWOOD AVE W WILSON NC 278932149, WILSON, NC 27893-2149

Mortgage

Document Number0016070269
DateMay 7, 2018
Book Page001607/000269
Lender
NameSOUTHERN BK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$732,350 (-) Land $374,388 Building $357,962$732,350 (-) Land $374,388 Building $357,962
2025$2,849.00 (+75.43%)$732,350 (+164.21%) Land $374,388 Building $357,962$732,350 (+164.21%) Land $374,388 Building $357,962
2023$277,186 Land $144,450 Building $132,736$277,186 Land $144,450 Building $132,736
2022$1,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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