12907 Lance Cir, Hagerstown, MD 21742 Property Records

Washington County property record for 12907 Lance Cir, Hagerstown, MD 21742

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,852 sqft · built 1996
Lot Size0.413 acres (18,002 sqft)
Owner2 Individual Names on Record
Last Sale$594,000 (Jun 2024)
Tax Bill$5,437 (2026)
Deeds & MortgagesJul 2021 Sale
Flood ZoneZone X (minimal risk)
APN27-025323

Property Details

APN / Parcel Number

Primary APN27-025323
Alternative APN
  • 025323

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,852 sqft Total Area
Basement Area1,190 sqft
Finished Basement1,190 sqft
Utility Area165 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area18,002 sqft (0.413 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area49 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number025323
Street Address12907 LANCE CIR
CityHAGERSTOWN
StateMD
Zip21742-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionLOT 5 .413AC 12907 LANCE CIR TERRACE HILLS
Legal SubdivisionTERRACE HILLS
Legal Lot Number5
JurisdictionWASHINGTON MD
Township / Civil Division27, FOUNTAIN HEAD
Census Block Group2
Census Block2031
Census Tract10300

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12907 LANCE CIR, HAGERSTOWN, MD 21742-2910
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleJul 2, 2021 · Amount on Record
Deed Book / Page7482 / 491
Record UpdatedOct 29, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJul 2, 2021
Property Address12907 LANCE CIR, HAGERSTOWN, MD 21742-2910
Document Number0066840391
Book / Page6684 / 391
Map ReferenceFO 3786
Instrument DateJul 2, 2021
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyLINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TITLE & STLMT SVCS

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12907 LANCE CIR, HAGERSTOWN, MD 21742-2910

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,437.00 (+5.25%) Homeowner's exemption$548,067 (+7.27%)$585,200 (-) Land $89,000 Building $496,200
2025$5,166.00 (+9.73%) Homeowner's exemption$510,933 (+12.86%)$585,200 (+23.51%) Land $89,000 Building $496,200
2023$4,708.00$452,733$473,800 Land $89,000 Building $384,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims10 (1979–2023)
Claims Outside the SFHA4 of 10
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000

May also be available: Verizon.

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