1301 Frederick St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1301 Frederick St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$51,500 (Jul 2016)
Tax Bill$1,765 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone AE (high risk)
APN050-602-016-002-00

Property Details

APN / Parcel Number

Primary APN050-602-016-002-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions132 ft deep x 58 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1301 FREDERICK ST
CityOWOSSO
StateMI
Zip48867-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 12 LOT 1 BLK 16 M L STEWART & CO'S 2ND ADD
Legal SubdivisionM L STEWART & COS 2ND ADD
Legal Block16
Legal Lot Number1
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2014
Census Tract30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1301 FREDERICK ST, OWOSSO, MI 48867-4104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2016 · Amount on Record
Deed SaleJul 19, 2016 · Amount on Record
Prior SaleApr 19, 2013 · Amount on Record
Deed Document Number20163287890
Deed Book / Page1224 / 635
Prior Transfer DateJul 11, 2012
Prior Transfer Doc00117400349
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1301 FREDERICK ST, OWOSSO, MI 48867-4104
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 FREDERICK ST, OWOSSO, MI 48867-4104

Mortgage

Document Number0012970345
DateJun 7, 2022
Book Page1297/345
Instrument3361271
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,200 (+10.56%)$142,400 (+10.56%)
2025$1,765.00 (+4.87%) Homeowner's exemption$64,400 (+20.37%)$128,800 (+20.37%)
2023$1,683.00 Homeowner's exemption$53,500$107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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