Shiawassee County property record for 1217 Frederick St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,312 sqft · built 1895 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Sep 2026) |
| Tax Bill | $1,718 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 050-602-015-002-00 |
| Primary APN | 050-602-015-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 418 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1217 FREDERICK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & N 24' OF LOT 4 BLK 15 (EX W 82 12' OF THE N 24' OF LOT 4) M L STEWART 2ND ADD |
| Legal Subdivision | M L STEWART 2ND ADD |
| Legal Block | 15 |
| Legal Lot Number | 2,4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30700 |
1217 Frederick St is owned and occupied by an individual who bought it in September 2026.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7419 IRONWOOD DR, SWARTZ CREEK, MI 48473-9451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Apr 15, 2020 | Warranty Deed, Transfer · Conventional with PMI ELGA CU |
| May 12, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Prior Sale | Apr 15, 2020 · Amount on File |
| Deed Document Number | 20263407415 |
| Deed Book / Page | 1342 / 782 |
| Prior Transfer Date | Apr 30, 2014 |
| Prior Transfer Doc | 0012340457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 25, 2026 |
| Property Address | 1217 FREDERICK ST, OWOSSO, MI 48867-4102 |
| Document Number | 0003407415 |
| Book / Page | 1342 / 782 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20263407415 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169,377.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7419 IRONWOOD DR, SWARTZ CREEK, MI 48473-9451 |
| Document Number | 0003407416, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20263407416 |
| Name | DAS ACQUISITION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 15, 2020 |
| Property Address | 1217 FREDERICK ST, OWOSSO, MI 48867-4102 |
| Document Number | 0012680262 |
| Book / Page | 001268 / 000262 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 3331904 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7359 COLDWATER RD FLUSHING MI 484339061, FLUSHING, MI 48433-9061 |
| Document Number | 12680263 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 001268/000263 |
| Instrument | 3331905 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 12, 2017 |
| Property Address | 1217 FREDERICK ST, OWOSSO, MI 48867-4102 |
| Document Number | 0012340457 |
| Book / Page | 001234 / 000457 |
| Instrument Date | Apr 30, 2017 |
| Instrument | 3297766 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 N BRADY ST CORUNNA MI 488171428, CORUNNA, MI 48817-1428 |
The 2025 property tax bill for 1217 Frederick St was $1,718 with a homeowner's exemption, up 4.9% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,400 (+9.7%) | $110,800 (+9.7%) | |
| 2025 | $1,718.00 (+4.88%) Homeowner's exemption | $50,500 | $101,000 |
| 2024 | $1,638.00 | ||
| 2023 | $1,638.00 Homeowner's exemption | $41,800 | $83,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1217 Frederick St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1217 Frederick St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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