1221 Frederick St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1221 Frederick St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 694 sqft · built 1950
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$11,300 (Apr 2012)
Tax Bill	$979 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`050-602-015-003-00`

Property Details

APN / Parcel Number

Primary APN	`050-602-015-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	694 sqft Living Area
1st Floor Area	694 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	156 ft deep x 83 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1221 FREDERICK ST
City	OWOSSO
State	MI
Zip	48867-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & N 24' OF W 82 12' OF LOT 4 BLK 15 M L STEWART 2ND ADD
Legal Subdivision	M L STEWART 2ND ADD
Legal Block	15
Legal Lot Number	3-4
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2013
Census Tract	30700

Owner

1221 Frederick St is owned and occupied by an individual who acquired it in November 2012.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1221 FREDERICK ST, OWOSSO, MI 48867-4102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2012 · Amount on File
Deed Sale	Apr 30, 2012 · Amount on File
Prior Sale	Apr 20, 2011 · Amount on File
Deed Book / Page	1171 / 491
Last Transfer Date	Nov 20, 2012
Transfer Doc	0011790789
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 7, 2018
Property Address	1221 FREDERICK ST, OWOSSO, MI 48867-4102
Document Number	0012510624
Book / Page	001251 / 000624
Instrument Date	Nov 5, 2018
Instrument	3315017
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 FREDERICK ST OWOSSO MI 488674102, OWOSSO, MI 48867-4102

Mortgage

Document Number	12510694
Date	Nov 7, 2018
Book Page	001251/000694
Instrument	3315087

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1221 Frederick St was $979 with a homeowner's exemption, up 4.8% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,500 (+11.28%)	$73,000 (+11.28%)
2025	$979.00 (+4.82%) Homeowner's exemption	$32,800	$65,600
2024	$934.00
2023	$934.00 Homeowner's exemption	$27,000	$54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 Frederick St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	15 (1981–2009)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Frederick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20