1307 Frederick St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1307 Frederick St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Tax Bill$1,963 (2025)
Deeds & MortgagesOct 2023 Mortgage
Oct 2023 Mortgage
Flood ZoneZone AE (high risk)
APN050-602-016-001-00

Property Details

APN / Parcel Number

Primary APN050-602-016-001-00

Exterior

Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address1307 FREDERICK ST
CityOWOSSO
StateMI
Zip48867-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 12 LOT 1 BLK 16 M L STEWART & CO'S 2ND ADD
Legal SubdivisionM L STEWART & COS 2ND ADD
Legal Block16
Legal Lot Number1
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2014
Census Tract30700

Owner

Source: Shiawassee County assessment roll, APN 050-602-016-001-00, as of July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1307 FREDERICK ST, OWOSSO, MI 48867-4104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Oct 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
MICHIGAN STATE HOUSING DEVELOPMENT AUTHO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1307 FREDERICK ST, OWOSSO, MI 48867-4104
Transaction TypeMortgage
Record UpdatedNov 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 FREDERICK ST, OWOSSO, MI 48867-4104

Mortgage

Document Number0013110360
DateOct 12, 2023
Book Page1311/360
Instrument3375525
Lender
NameMICHIGAN STATE HOUSING DEVELOPMENT AUTHO
TypeGovernment Agency
AddressLANSING, MI 48909
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term57 Months
DueJul 24, 2028

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1307 FREDERICK ST, OWOSSO, MI 48867-4104
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 FREDERICK ST, OWOSSO, MI 48867-4104

Mortgage

Document Number0013110360
DateOct 12, 2023
Book Page1311/360
Instrument3375525
Lender
NameMICHIGAN STATE HOUSING DEVELOPMENT AUTHO
TypeGovernment Agency
AddressLANSING, MI 48909
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term57 Months
DueJul 24, 2028

Tax Assessment & Valuation

Source: Shiawassee County assessment roll as of July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$77,700 (+9.75%)$155,400 (+9.75%)
2025$1,963.00 (+3.26%) Homeowner's exemption$70,800 (+20.41%)$141,600 (+20.41%)
2023$1,901.00 Homeowner's exemption$58,800$117,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 347 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0005120, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OWOSSO
serves 16,353 people
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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