Schenectady County and Schenectady City property record for 1301 2nd Ave, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,948 sqft · built 1900 |
| Lot Size | 0.06 acres (2,625 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,995 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.46-2-57.11 |
| Primary APN | 421500 49.46-2-57.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Total Area |
| 1st Floor Area | 974 sqft |
| 2nd Floor Area | 974 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,625 sqft (0.06 acres) |
| Lot Dimensions | 75 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1301 2ND AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1647 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | P/O 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 57.011 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1301 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 17, 2021 | Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 |
| Deed Sale | Sep 17, 2021 |
| Prior Sale | Jun 29, 2016 · Amount on Record |
| Deed Document Number | 202145988 |
| Deed Book / Page | 2067 / 410 |
| Prior Transfer Date | Jun 23, 2016 |
| Prior Transfer Doc | 0000028086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 16, 2026 |
| Property Address | 1301 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000020653 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202620653 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000020653, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202620653 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1301 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000000893 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 5349/889 |
| Instrument | 202400893 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 17, 2021 |
| Property Address | 1301 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000045988 |
| Book / Page | 2067 / 410 |
| Map Reference | MAP 2 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 202145988 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 WATROBSKI DR, HAGAMAN, NY 12086-2407 |
| Name | Verified Name |
|---|---|
| Address | 3 JACKSON PL, SCHENECTADY, NY 12308-3101 |
| Document Number | 0000045989 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 202145989 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Number | 0000045990 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 5145/462 |
| Instrument | 202145990 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,995.00 (+3.91%) | ||
| 2025 | $4,807.00 (+8.85%) | $74,300 (-) Land $11,100 Building $63,200 | $123,034 (+30.82%) Land $18,381 Building $104,653 |
| 2023 | $74,300 (-) Land $11,100 Building $63,200 | $94,051 (+3.8%) Land $14,051 Building $80,000 | |
| 2022 | $74,300 Land $11,100 Building $63,200 | $90,610 Land $13,537 Building $77,073 | |
| 2021 | $4,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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