Schenectady County and Schenectady City property record for 1231 2nd Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,172 sqft · built 1900 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,300 (Aug 2013) |
| Tax Bill | $3,715 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.46-2-60 |
| Primary APN | 421500 49.46-2-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 730 sqft |
| 2nd Floor Area | 442 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 494 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1231 2ND AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD & GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 60.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21400 |
1231 2nd Ave is owned and occupied by an individual who bought it in August 2013.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 2ND AVE, SCHENECTADY, NY 12303-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Jul 13, 2021 | Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2013 · Amount on File |
| Deed Sale | Aug 23, 2013 · Amount on File |
| Prior Sale | Jan 5, 2007 · Amount on File |
| Deed Document Number | 201337544 |
| Deed Book / Page | 1880 / 628 |
| Prior Transfer Date | Aug 21, 2013 |
| Prior Transfer Doc | 0000037544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 15, 2021 |
| Property Address | 1231 2ND AVE, SCHENECTADY, NY 12303-1645 |
| Document Number | 0000033388 |
| Book / Page | 2062 / 815 |
| Map Reference | MAP 2 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 202133388 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 938 ASH TREE LN, SCHENECTADY, NY 12309-1703 |
| Name | Verified Name |
|---|---|
| Address | 2450 VAN VRANKEN AVE, SCHENECTADY, NY 12308-1023 |
| Document Number | 0000033399 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202133399 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 13, 2021 |
| Property Address | 1231 2ND AVE, SCHENECTADY, NY 12303-1645 |
| Document Number | 0000033398 |
| Book / Page | 2062 / 815 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 202133398 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 938 ASH TREE LN, SCHENECTADY, NY 12309-1703 |
| Name | Verified Name |
|---|---|
| Address | 2450 VAN VRANKEN AVE, SCHENECTADY, NY 12308-1023 |
The 2026 property tax bill for 1231 2nd Ave was $3,715, up 2.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,715.00 (+2.85%) | ||
| 2025 | $3,612.00 | $66,100 Land $9,900 Building $56,200 | $109,455 Land $16,393 Building $93,062 |
| 2023 | $66,100 (-) Land $9,900 Building $56,200 | $83,671 (+3.8%) Land $12,532 Building $71,139 | |
| 2022 | $66,100 Land $9,900 Building $56,200 | $80,610 Land $12,073 Building $68,537 | |
| 2021 | $3,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1231 2nd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1231 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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