1302 2nd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1302 2nd Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,980 sqft · built 1900
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jun 2003)
Tax Bill	$6,268 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.46-2-12`

Property Details

APN / Parcel Number

Primary APN	`421500 49.46-2-12`
Alternative APN	`150004904600020120000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,980 sqft Total Area
1st Floor Area	990 sqft
2nd Floor Area	990 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	140 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	680 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1302 2ND AVE
City	SCHENECTADY
State	NY
Zip	12303-1648
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4002
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.46-2-12

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1302 2ND AVE, SCHENECTADY, NY 12303-1648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP
Mar 25, 2024	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Jul 01, 2021	Special Warranty Deed, Transfer
Jul 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2003 · Amount on Record
Deed Sale	Jun 11, 2003 · Amount on Record
Deed Book / Page	1652 / 862
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1302 2ND AVE, SCHENECTADY, NY 12303-1648
Transaction Type	Mortgage
Record Updated	Apr 09, 2024
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 4TH AVE, SCHENECTADY, NY 12303-1617

Mortgage

Document Number	0000017639
Date	Mar 25, 2024
Book Page	5364/383
Instrument	202417639

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 25, 2024
Property Address	1302 2ND AVE, SCHENECTADY, NY 12303-1648
Document Number	0000017638
Book / Page	2127 / 664
Instrument Date	Feb 15, 2024
Instrument	202417638
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18325 141ST AVE, SPRINGFIELD GARDENS, NY 11413-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 4TH AVE, SCHENECTADY, NY 12303-1617

Mortgage

Document Number	0000017639
Date	Mar 25, 2024
Instrument	202417639

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 01, 2021
Property Address	1302 2ND AVE, SCHENECTADY, NY 12303-1648
Document Number	0000031121
Book / Page	2061 / 831
Instrument Date	Jun 10, 2021
Instrument	202131121
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18325 141ST AVE, SPRINGFIELD GARDENS, NY 11413-3006

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 25, 2019
Property Address	1302 2ND AVE, SCHENECTADY, NY 12303-1648
Document Number	0000032980
Book / Page	002016 / 000111
Instrument Date	Jul 15, 2019
Instrument	32980
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,268.00 (+40.41%)	$110,000 (+45.7%) Land $11,300 Building $98,700	$182,149 (+90.59%) Land $18,712 Building $163,437
2023		$75,500 (-) Land $11,300 Building $64,200	$95,570 (+3.8%) Land $14,304 Building $81,266
2022		$75,500 Land $11,300 Building $64,200	$92,073 Land $13,780 Building $78,293
2021	$4,464.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930214004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 729 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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