Schenectady County and Schenectady City property record for 1305 2nd Ave, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,892 sqft · built 1910 |
| Lot Size | 0.06 acres (2,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $207,000 (Oct 2024) |
| Tax Bill | $4,892 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Mar 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.46-2-56.1 |
| Primary APN | 421500 49.46-2-56.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Total Area |
| 1st Floor Area | 946 sqft |
| 2nd Floor Area | 946 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,625 sqft (0.06 acres) |
| Lot Dimensions | 75 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 516 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1305 2ND AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1647 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PT OF 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 56.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14746 ARLINGTON TER, JAMAICA, NY 11435-5420 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Mar 10, 2023 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Aug 13, 2018 | Grant Deed, Transfer |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GSC PROPERTIES LLC |
| Feb 5, 2018 | Trustee's Deed, Foreclosure BENNETT ABSTRACT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2023 · Amount on Record |
| Deed Document Number | 202460840 |
| Deed Book / Page | 2139 / 808 |
| Prior Transfer Date | Jan 8, 2018 |
| Prior Transfer Doc | 0000005625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 11, 2024 |
| Property Address | 1305 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000060840 |
| Book / Page | 2139 / 808 |
| Instrument Date | Sep 19, 2024 |
| Instrument | 202460840 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1076 FOREST RD, SCHENECTADY, NY 12303-1159 |
| Name | Verified Name |
|---|---|
| Address | 14746 ARLINGTON TER, JAMAICA, NY 11435-5420 |
| Document Number | 0000060841 |
|---|---|
| Date | Oct 11, 2024 |
| Book Page | 5403/281 |
| Instrument | 202460841 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 10, 2023 |
| Property Address | 1305 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000013786 |
| Book / Page | 2104 / 103 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 202313786 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1079 BAY RIDGE AVE # AVE2F, AVE2F, BROOKLYN, NY 11219-6066 |
| Name | Verified Name |
|---|---|
| Address | 3254 ALBANY ST, SCHENECTADY, NY 12304-3946 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 13, 2018 |
| Property Address | 1305 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0019930537 |
| Book / Page | 001993 / 000537 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 VAN DERVEER ST AMSTERDAM NY 120103706, AMSTERDAM, NY 12010-3706 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1305 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000035787 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Title Company | BENNETT ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 22 VAN DERVEER ST AMSTERDAM NY 120103706, AMSTERDAM, NY 12010-3706 |
| Document Number | 0000035787 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 004857/000097 |
| Instrument | 35787 |
| Name | GSC PROPERTIES LLC |
|---|---|
| Address | PO BOX 307, LATHAM, NY 12110-0307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 12, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 5, 2018 |
| Property Address | 1305 2ND AVE, SCHENECTADY, NY 12303-1647 |
| Document Number | 0000005625 |
| Book / Page | 001981 / 000034 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 5625 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 12, 2018 |
| Title Company | BENNETT ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1305 2ND AVE SCHENECTADY NY 123031647, SCHENECTADY, NY 12303-1647 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,892.00 (+4%) | ||
| 2025 | $4,704.00 (+9.04%) | $71,800 (-) Land $10,800 Building $61,000 | $118,894 (+30.82%) Land $17,884 Building $101,010 |
| 2023 | $71,800 (-) Land $10,800 Building $61,000 | $90,886 (+3.8%) Land $13,671 Building $77,215 | |
| 2022 | $71,800 Land $10,800 Building $61,000 | $87,561 Land $13,171 Building $74,390 | |
| 2021 | $4,314.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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