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13004 E 45th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 13004 E 45th Ter S, Independence, MO 64055 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,004 sqft · built 1962
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$2,935 (2024)
Deeds & MortgagesDec 2021 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN33-410-17-09

Property Details

APN / Parcel Number

Primary APN33-410-17-09
Alternative APNs
  • 33410170900000001
  • 879614

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,004 sqft Living Area
Gross Area2,444 sqft
1st Floor Area960 sqft
Basement Area432 sqft
Finished Basement552 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions115 ft deep x 85 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area56 sqft
Deck Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number879614
Old Parcel Number33410170900000001
Street Address13004 E 45TH TER S
CityINDEPENDENCE
StateMO
Zip64055-4634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY GARDENS LOT 370
Legal Range32
Legal Township49
Legal Section27
Legal SubdivisionFAIRWAY GARDENS
Legal Lot Number370
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1015
Census Tract12400

Owner

Source: Jackson County records · APN 33-410-17-09

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13004 E 45TH TER S, INDEPENDENCE, MO 64055-4634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 02, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 07, 2018Warranty Deed, Transfer · FHA Mortgage
FLAT BR MTG
Jun 04, 2018Deed of Trust, Mortgage · FHA Mortgage
FLAT BR MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2018
Deed SaleJun 07, 2018
Prior SaleFeb 06, 2015
Deed Document Number2018E0049669
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address13004 E 45TH TER S, INDEPENDENCE, MO 64055-4634
Transaction TypeMortgage
Record UpdatedJan 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13004 E 45TH TER S, INDEPENDENCE, MO 64055-4634

Mortgage

Document Number00E0141379
DateDec 29, 2021
Instrument2021E0141379
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueJul 01, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address13004 E 45TH TER S, INDEPENDENCE, MO 64055-4634
Document Number0000E92637
Instrument DateOct 02, 2020
Transaction TypeMortgage
Record UpdatedNov 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13004 E 45TH TER S INDEPENDENCE MO 640554634, INDEPENDENCE, MO 64055-4634

Mortgage

Document Number0000E92637
DateOct 07, 2020
Instrument92637E
Lender
NameHUD-HOUSING/URBAN DEV
Address431 7TH ST, WASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueOct 06, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJun 07, 2018
Property Address13004 E 45TH TER S, INDEPENDENCE, MO 64055-4634
Document Number0000E49669
Instrument DateJun 04, 2018
Instrument49669E
Transaction TypeTransfer
Record UpdatedJul 02, 2018
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13004 E 45TH TER S INDEPENDENCE MO 640554634, INDEPENDENCE, MO 64055-4634

Mortgage

Document NumberE49843
DateJun 07, 2018
Instrument49843E
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 06, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address13004 E 45TH TER S, INDEPENDENCE, MO 64055-4634
Document Number0000E51966
Instrument DateJun 04, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address13004 E 45TH TER S INDEPENDENCE MO 640554634, INDEPENDENCE, MO 64055-4634

Mortgage

Document Number0000E51966
DateJun 14, 2018
Instrument51966E
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$26,383 (-28%) Land $5,143 Building $21,240$138,860 (-28%)
2024$2,935.00 (+0.48%)
2023$2,921.00$36,642 Land $4,355 Building $32,287$192,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950124001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Everfast Fiber Networks, Wisper ISP, Spectrum, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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