13011 E 45th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 13011 E 45th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1967
Lot Size	0.259 acres (11,292 sqft)
Owner	Individual Name on Record
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-410-18-07`

Property Details

APN / Parcel Number

Primary APN	`33-410-18-07`
Alternative APNs	`33-410-18-07-00-0-00-000` `33410180700000001` `879629`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,292 sqft (0.259 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	879629
Street Address	13011 E 45TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GARDENS LOT 368
Legal Subdivision	FAIRWAY GARDENS
Legal Block	1
Legal Lot Number	368
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1014
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13011 E 45TH TER S, INDEPENDENCE, MO 64055-4633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 17, 2019	Warranty Deed, Transfer ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019
Deed Sale	May 17, 2019
Deed Document Number	2019E36317
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	13011 E 45TH TER S, INDEPENDENCE, MO 64055-4633
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0064498
Date	Jun 14, 2021
Instrument	2021E0064498

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 17, 2019
Property Address	13011 E 45TH TER S, INDEPENDENCE, MO 64055-4633
Document Number	0000E36317
Instrument Date	May 16, 2019
Instrument	36317E
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ALPHA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13011 E 45TH TER S INDEPENDENCE MO 640554633, INDEPENDENCE, MO 64055-4633

Mortgage

Document Number	E37115
Date	May 17, 2019
Instrument	37115E

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,179 (-) Land $5,206 Building $29,973	$185,150 (-)
2025	$2,895.00 (-10.32%)	$35,179 (-12.71%) Land $5,206 Building $29,973	$185,150 (-12.71%)
2024	$3,228.00 (+0.47%)
2023	$3,213.00	$40,303 Land $3,941 Building $36,362	$212,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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