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12309 E 45th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12309 E 45th Ter S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,662 sqft · built 1971
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual on Record
Last Sale$215,000 (Apr 2022)
Tax Bill$2,792 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-420-15-01

Property Details

APN / Parcel Number

Primary APN33-420-15-01
Alternative APNs
  • 33420150100000001
  • 880050

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,662 sqft Living Area
Gross Area3,318 sqft
1st Floor Area1,154 sqft
Basement Area1,638 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions112 ft deep x 101 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number880050
Old Parcel Number33420150100000001
Street Address12309 E 45TH TER S
CityINDEPENDENCE
StateMO
Zip64055-5803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLERIVE ESTATES LOT 7
Legal Range32
Legal Township49
Legal Section27
Legal SubdivisionBELLERIVE ESTATES
Legal Lot Number7
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group4
Census Block4022
Census Tract12400

Owner

Source: Jackson County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address12309 E 45TH TER S, INDEPENDENCE, MO 64055-5803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2022 · Amount on Record
Deed SaleApr 26, 2022 · Amount on Record
Deed Document Number2022E0040018
Record UpdatedJun 8, 2026

April 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionJACKSON MO
Recording DateApr 26, 2022
Property Address12309 E 45TH TER S, INDEPENDENCE, MO 64055-5803
Document Number00E0040018
Instrument DateNov 17, 2021
Instrument2022E0040018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKANSAS CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0040266
DateApr 26, 2022
Instrument2022E0040266
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,082 (+14.99%) Land $5,065 Building $35,017$210,960 (+15%)
2024$2,792.00 (+0.47%)
2023$2,779.00$34,856 Land $4,617 Building $30,239$183,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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