Jackson County property record for 12300 E 45th Ter S, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,081 sqft · built 1970 |
| Lot Size | 0.231 acres (10,077 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,469 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-420-08-14 |
| Primary APN | 33-420-08-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,081 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Basement Area | 1,593 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,077 sqft (0.231 acres) |
| Lot Dimensions | 100 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 879854 |
|---|---|
| Street Address | 12300 E 45TH TER S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-5804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLERIVE ESTATES LOT 12 |
| Legal Subdivision | BELLERIVE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 12400 |
Source: Jackson County assessment roll, APN 33-420-08-14, as of September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 3307, INDEPENDENCE, MO 64055-8307 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 08, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN EQUITY BANK |
| Mar 29, 2018 | Deed of Trust, Mortgage BANK OF GRAIN VLY |
| Mar 30, 2018 | Warranty Deed, Transfer ALPHA TITLE GUARANTY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 |
| Deed Sale | Sep 30, 2022 |
| Prior Sale | Mar 30, 2018 |
| Deed Document Number | 202290235 |
| Prior Transfer Date | Jun 30, 2008 |
| Prior Transfer Doc | 0000E12056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 12300 E 45TH TER S, INDEPENDENCE, MO 64055-5804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|
| Document Number | 00E0111662 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 2021E0111662 |
| Name | AMERICAN EQUITY BANK |
|---|---|
| Type | Bank |
| Address | LEAWOOD, KS 66211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 12300 E 45TH TER S, INDEPENDENCE, MO 64055-5804 |
| Document Number | 0000E26766 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2018 |
| Title Company | ALPHA TITLE GUARANTY INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3307 INDEPENDENCE MO 640558307, INDEPENDENCE, MO 64055-8307 |
| Document Number | 0000E26766 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 26766E |
| Name | BANK OF GRAIN VLY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64136 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Mar 30, 2018 |
| Property Address | 12300 E 45TH TER S, INDEPENDENCE, MO 64055-5804 |
| Document Number | 0000E26248 |
| Instrument Date | Mar 24, 2018 |
| Instrument | 26248E |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2018 |
| Title Company | ALPHA TITLE GUARANTY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3307 INDEPENDENCE MO 640558307, INDEPENDENCE, MO 64055-8307 |
Source: Jackson County assessment roll as of September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Raytown C-2 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,799 (+15%) Land $4,929 Building $44,870 | $262,100 (+15%) | |
| 2024 | $3,469.00 (+0.49%) | ||
| 2023 | $3,452.00 | $43,305 Land $3,813 Building $39,492 | $227,920 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950124004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 455 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Everfast Fiber Networks, Google Fiber, Spectrum, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO1010399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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