12903 Lance Cir, Hagerstown, MD 21742 Property Records

Washington County property record for 12903 Lance Cir, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,453 sqft · built 1997
Lot Size	0.491 acres (21,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2018)
Tax Bill	$8,134 (2025)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-025307`

Property Details

APN / Parcel Number

Primary APN	`27-025307`
Alternative APN	`025307`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,453 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	21,392 sqft (0.491 acres)
Garage Type	Built-in
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Slab
Porch Area	567 sqft
Gazebo	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025307
Street Address	12903 LANCE CIR
City	HAGERSTOWN
State	MD
Zip	21742-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 4 SEC C 0.49 ACR 12903 LANCE CIR TERRACE HILLS
Legal Subdivision	TERRACE HILLS
Legal Lot Number	4
Jurisdiction	WASHINGTON MD
Township / Civil Division	27, FOUNTAIN HEAD
Census Block Group	2
Census Block	2031
Census Tract	10300

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12903 LANCE CIR, HAGERSTOWN, MD 21742-2910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Aug 28, 1996 · Amount on Record
Deed Book / Page	5864 / 417
Prior Transfer Date	Nov 15, 1990
Prior Transfer Doc	1052000577
Record Updated	Sep 20, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 2, 2018
Property Address	12903 LANCE CIR, HAGERSTOWN, MD 21742-2910
Document Number	0058640417
Book / Page	005864 / 000417
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12903 LANCE CIR HAGERSTOWN MD 217422910, HAGERSTOWN, MD 21742-2910

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$887,433 (+8.75%)	$958,800 (-) Land $90,600 Building $868,200
2025	$8,134.00 (+6.42%) Homeowner's exemption	$816,067 (+11.03%)	$958,800 (+28.75%) Land $90,600 Building $868,200
2023	$7,643.00 Homeowner's exemption	$734,967	$744,700 Land $90,600 Building $654,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Lance Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures