Collier County property record for 1300 Cobia Ct, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft · built 2020 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $6,599,999 (Feb 2026) |
| Tax Bill | $39,592 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 128500 16 55A10 |
| Primary APN | 128500 16 55A10 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 2,300 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Waterfront |
| Pool Area | 180 sqft |
| Deck Area | 957 sqft |
| Boat Access | Boat Access |
| Street Address | 1300 COBIA CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | ROYAL HARBOR UNIT 2 BLK 16 LOT 5 OR 1661 PG 1599 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 10 |
| Legal Subdivision | ROYAL HARBOR UNIT 2 |
| Legal Tract | 128500 |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600 |
1300 Cobia Ct is held in a trust since February 2026.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3961 WATERVALE RD, MANLIUS, NY 13104-9557 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST |
| Feb 23, 2026 | Warranty Deed, Transfer · Balloon Mortgage FELDMEIER EQUIPMENT INC |
| Oct 30, 2018 | Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on File |
| Deed Sale | Feb 23, 2026 · Amount on File |
| Prior Sale | Oct 30, 2018 · Amount on File |
| Deed Document Number | 20266788529 |
| Deed Book / Page | 6556 / 798 |
| Prior Transfer Date | Oct 27, 2010 |
| Prior Transfer Doc | 0046202234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 1300 COBIA CT, NAPLES, FL 34102-2505 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | TALCON TITLE SERVICES LLC, ACTION TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0061173974 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 6117/3974 |
| Instrument | 6242218 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 23, 2026 |
| Property Address | 1300 COBIA CT, NAPLES, FL 34102-2505 |
| Document Number | 0065560798 |
| Book / Page | 6556 / 798 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 6788529 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 BAYFRONT PL APT 3408, 3408, NAPLES, FL 34102-6462 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3961 WATERVALE RD, MANLIUS, NY 13104-9557 |
| Document Number | 0065573031 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 6557/3031 |
| Name | FELDMEIER EQUIPMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Feb 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 30, 2018 |
| Property Address | 1300 COBIA CT, NAPLES, FL 34102-2505 |
| Document Number | 0055670002 |
| Book / Page | 5567 / 0002 |
| Map Reference | MB3 PG69 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 5630878 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1755 SHAWNEE RD, 1755, LIMA, OH 45805-3857 |
| Name | Verified Name |
|---|---|
| Address | 1300 COBIA CT, NAPLES, FL 34102-2505 |
| Document Number | 0005630880 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 5630880 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 2 Years |
The 2025 property tax bill for 1300 Cobia Ct was $39,592, up 2.2% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,297,416 (+2.7%) | $4,363,256 (+4.08%) Land $1,652,625 Building $2,710,631 | |
| 2025 | $39,592.00 (+2.23%) Homeowner's exemption | $4,184,436 | $4,192,018 Land $2,115,360 Building $2,076,658 |
| 2024 | $38,728.00 (+6.15%) | ||
| 2023 | $36,484.00 (-7.45%) Homeowner's exemption | $3,779,577 (-2.19%) | $4,285,600 (+10.91%) Land $2,135,700 Building $2,149,900 |
| 2022 | $39,420.00 Homeowner's exemption | $3,864,096 Land $1,559,061 Building $2,305,035 | $3,864,096 Land $1,559,061 Building $2,305,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1300 Cobia Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 406 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 961 units insured incl. 555 condo units |
| Nearby Flood Claims | 440 (1980–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1300 Cobia Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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