Collier County property record for 1222 Cobia Ct, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 2,614 sqft · built 2025 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,700,000 (Mar 2023) |
| Tax Bill | $21,456 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2023 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 128500 16 85A10 |
| Primary APN | 128500 16 85A10 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,614 sqft Living Area |
| 1st Floor Area | 2,431 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Waterfront |
| Pool Area | 450 sqft |
| Deck Area | 627 sqft |
| Boat Access | Boat Access |
| Street Address | 1222 COBIA CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | ROYAL HARBOR UNIT 2 BLK 16 LOT 8 OR 1750 PG 1061 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 10 |
| Legal Subdivision | ROYAL HARBOR UNIT 2 |
| Legal Tract | 128500 |
| Legal Block | 16 |
| Legal Lot Number | 8 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600 |
1222 Cobia Ct is owned by a company that bought it in March 2023 and is owner-occupied.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1222 COBIA CT, NAPLES, FL 34102-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit BAXTER CREDIT UNION |
| Mar 22, 2023 | Warranty Deed, Transfer ROSS TITLE INC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 3, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on File |
| Deed Sale | Mar 22, 2023 · Amount on File |
| Prior Sale | Apr 5, 2012 · Amount on File |
| Deed Document Number | 20236378804 |
| Deed Book / Page | 6227 / 2996 |
| Prior Transfer Date | Apr 29, 2019 |
| Prior Transfer Doc | 0056252916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Aug 7, 2026 |
| Property Address | 1222 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0006860158 |
| Book / Page | 6617 / 3201 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20266860158 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 1222 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0006860158, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 6617/3201 |
| Instrument | 20266860158 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 30, 2031 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 22, 2023 |
| Property Address | 1222 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0062272996 |
| Book / Page | 6227 / 2996 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 6378804 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ROSS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $18,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 VIRGINIA AVE, ALEXANDRIA, VA 22302-2906 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1275 COBIA CT, NAPLES, FL 34102-2504 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 1222 COBIA CT, NAPLES, FL 34102-1549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1222 COBITA CT, NAPLES, FL 34102-1549 |
| Document Number | 0058290689 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 5829/689 |
| Instrument | 5937191 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 3, 2019 |
| Property Address | 1222 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0056252916 |
| Book / Page | 005625 / 002916 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 5707418 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1222 COBIA CT NAPLES FL 341021549, NAPLES, FL 34102-1549 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 3, 2019 |
| Property Address | 1222 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0056252912 |
| Book / Page | 005625 / 002912 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 5707416 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1222 COBIA CT NAPLES FL 341021549, NAPLES, FL 34102-1549 |
The 2025 property tax bill for 1222 Cobia Ct was $21,456 with a homeowner's exemption, up 3.3% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,121,526 (+127.99%) | $5,621,526 (+150.25%) Land $1,755,000 Building $3,866,526 | |
| 2025 | $21,456.00 (+3.31%) | $2,246,400 Land $2,246,400 | $2,246,400 Land $2,246,400 |
| 2024 | $20,769.00 (+256.73%) | ||
| 2023 | $5,822.00 (-18.12%) Homeowner's exemption Widower's exemption | $640,993 (-12.15%) | $2,357,435 (+27.23%) Land $2,268,000 Building $89,435 |
| 2022 | $7,110.00 Homeowner's exemption Widower's exemption | $729,609 | $1,852,851 Land $1,655,640 Building $197,211 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1222 Cobia Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 406 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 961 units insured incl. 555 condo units |
| Nearby Flood Claims | 440 (1980–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1222 Cobia Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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