1200 Cobia Ct, Naples, FL 34102 Property Records

Collier County property record for 1200 Cobia Ct, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details3,467 sqft · built 2024
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$5,500,000 (Mar 2022)
Tax Bill$65,699 (2025)
Deeds & MortgagesJul 2022 Construction Loan
Mar 2022 Sale
Flood ZoneZone AE (high risk)
APN128500 16 95A10

Property Details

APN / Parcel Number

Primary APN128500 16 95A10
Alternative APN
  • 18365200003

Interior

Stories1 Story
Building Area3,467 sqft Living Area
1st Floor Area2,168 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeMasonry / Concrete Block
Lot Area18,295 sqft (0.42 acres)
View / LotWaterfront
Pool Area336 sqft
Deck Area604 sqft
Boat AccessBoat Access

Location & Zoning

Street Address1200 COBIA CT
CityNAPLES
StateFL
Zip34102-1549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionROYAL HARBOR UNIT 2 BLK 16 LOT 9
Legal Range25
Legal Township50
Legal Section10
Legal SubdivisionROYAL HARBOR UNIT 2
Legal Tract128500
Legal Block16
Legal Lot Number9
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1021
Census Tract600

Owner

1200 Cobia Ct is owned by two individuals who bought it in March 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address17112 POINTE DR, ORLAND PARK, IL 60467-1382
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Construction Mortgage
THE NORTHERN TRUST CO
Mar 15, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2022 · Amount on File
Deed SaleMar 15, 2022 · Amount on File
Prior SaleOct 21, 1998 · Amount on File
Deed Document Number20226220001
Deed Book / Page6097 / 3703
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1200 COBIA CT, NAPLES, FL 34102-1549
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address17112 POINTE DR, ORLAND PARK, IL 60467-1382

Mortgage

Document Number0061571150
DateJul 27, 2022
Book Page6157/1150
Instrument6288209
Lender
NameTHE NORTHERN TRUST CO
TypeBank
AddressCHICAGO, IL 60603
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 15, 2022
Property Address1200 COBIA CT, NAPLES, FL 34102-1549
Document Number0060973703
Book / Page6097 / 3703
Map ReferenceMB 3 PG 69
Instrument DateMar 14, 2022
Instrument6220001
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$38,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1200 COBIA CT, NAPLES, FL 34102-1549

Transferred To (Grantee/Buyer)

NameVerified Name
Address17112 POINTE DR, ORLAND PARK, IL 60467-1382

Tax Assessment & Valuation

The 2025 property tax bill for 1200 Cobia Ct was $65,699.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,955,552 (+1.12%) Land $3,018,763 Building $3,936,789$6,955,552 (+1.12%) Land $3,018,763 Building $3,936,789
2025$65,699.00$6,878,469 Land $3,864,016 Building $3,014,453$6,878,469 Land $3,864,016 Building $3,014,453
2023$38,050.00 (+491.85%)$3,901,170 (+488.38%) Land $3,901,170$3,901,170 (+28.64%) Land $3,901,170
2022$6,429.00 Homeowner's exemption$663,031$3,032,546 Land $2,847,854 Building $184,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1200 Cobia Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 406 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies961 units insured
incl. 555 condo units
Nearby Flood Claims440 (1980–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 65 claims
  • Hurricane Ian, Oct 2022 · 160 claims
  • Hurricane Ian, Sep 2022 · 152 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1200 Cobia Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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