Collier County property record for 1266 Cobia Ct, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 3,049 sqft · built 2015 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,300,000 (Apr 2026) |
| Tax Bill | $40,912 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 128500 16 65A10 |
| Primary APN | 128500 16 65A10 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,049 sqft Living Area |
| 1st Floor Area | 3,049 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| View / Lot | Waterfront |
| Pool Area | 540 sqft |
| Deck Area | 105 sqft |
| Boat Access | Boat Access |
| Street Address | 1266 COBIA CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | ROYAL HARBOR UNIT 2 BLK 16 LOT 6 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 10 |
| Legal Subdivision | ROYAL HARBOR UNIT 2 |
| Legal Tract | 128500 |
| Legal Block | 16 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage ELITE CHOICE TITLE AND ESCROW |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHOICE MORTGAGE |
| Dec 19, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 3, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2023 · Amount on Record |
| Deed Document Number | 20266814824 |
| Deed Book / Page | 6578 / 3603 |
| Prior Transfer Date | Aug 30, 2002 |
| Prior Transfer Doc | 3276002689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0006814824 |
| Book / Page | 6578 / 3603 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.6814824 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | ELITE CHOICE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,747,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0006814825, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..6814825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0065783603 |
| Book / Page | 6578 / 3603 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20266814824 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | ELITE TITLE AND ESCROW, ELITE CHOICE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,747,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0006814825, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20266814825 |
| Name | CHOICE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0063143091 |
| Book / Page | 6314 / 3091 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 6488586 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2354 ALEXANDER PALM DR, NAPLES, FL 34105-3038 |
| Name | Verified Name |
|---|---|
| Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 3, 2021 |
| Property Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
| Document Number | 0059013966 |
| Book / Page | 5901 / 3966 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 6011929 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $27,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9531 W 78TH ST # ST330, 9531, EDEN PRAIRIE, MN 55344-3810 |
| Name | Verified Name |
|---|---|
| Address | 1266 COBIA CT, NAPLES, FL 34102-1549 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,390,558 (+1.57%) Land $1,863,713 Building $2,526,845 | $4,390,558 (+1.57%) Land $1,863,713 Building $2,526,845 | |
| 2025 | $40,912.00 (-0.23%) Homeowner's exemption | $4,322,654 (+7.55%) Land $2,385,552 Building $1,937,102 | $4,322,654 (-9.39%) Land $2,385,552 Building $1,937,102 |
| 2024 | $41,005.00 (+5.62%) | ||
| 2023 | $38,823.00 (-2.49%) Homeowner's exemption | $4,019,335 (+3%) | $4,770,819 (+22.26%) Land $2,408,490 Building $2,362,329 |
| 2022 | $39,814.00 Homeowner's exemption | $3,902,267 Land $1,758,198 Building $2,144,069 | $3,902,267 Land $1,758,198 Building $2,144,069 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 406 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 961 units insured incl. 555 condo units |
| Nearby Flood Claims | 440 (1980–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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