130 Willow Grove Dr, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 130 Willow Grove Dr, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,940 sqft · built 1982
Lot Size	1.24 acres (54,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (May 2026)
Tax Bill	$14,466 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-01048-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`32-01048-0000-00019`
Alternative APNs	`32000060500021` `320104800019`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
1st Floor Area	1,830 sqft
Upper Floors Area	1,142 sqft
Basement Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	54,240 sqft
Lot Dimensions	226 ft deep x 240 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	288 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32000060500021
Street Address	130 WILLOW GROVE DR
City	LINCROFT
State	NJ
Zip	07738-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	1048
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 8, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 8, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Sep 2, 1997 · Amount on Record
Deed Document Number	202637746
Deed Book / Page	9792 / 4588
Prior Transfer Date	Jun 18, 2018
Prior Transfer Doc	0092945617
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	130 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097114295
Date	Nov 1, 2024
Book Page	9711/4295
Instrument	2024077286

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 8, 2026
Property Address	130 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000037746
Book / Page	9792 / 4588
Instrument Date	Jun 8, 2025
Instrument	202637746
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WILLOW GROVE DR, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000037753,
Date	May 8, 2026
Instrument	202637753

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 8, 2026
Property Address	130 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0097924588
Book / Page	9792 / 4588
Instrument Date	Jun 8, 2025
Instrument	202637746
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WILLOW GROVE DR, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000037753,
Date	May 8, 2026
Instrument	202637753

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 27, 2018
Property Address	130 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000063424
Book / Page	009294 / 005617
Instrument Date	Jun 18, 2018
Instrument	63424
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,057,600 (+18%) Land $519,500 Building $538,100	$1,057,600 (+18%) Land $519,500 Building $538,100
2025	$14,466.00 (-0.72%)	$896,300 (+16.24%) Land $363,100 Building $533,200	$896,300 (+16.24%) Land $363,100 Building $533,200
2024	$14,571.00 (+10.34%)
2023		$771,100 Land $308,600 Building $462,500	$771,100 Land $308,600 Building $462,500
2022	$13,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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