126 Willow Grove Dr, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 126 Willow Grove Dr, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,157 sqft · built 1984
Lot Size	0.799 acres (34,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Dec 2025)
Tax Bill	$15,315 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-01048-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`32-01048-0000-00020`
Alternative APNs	`32000060500022` `320104800020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,157 sqft Living Area
1st Floor Area	1,899 sqft
Upper Floors Area	1,258 sqft
Basement Area	1,847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	34,800 sqft (0.799 acres)
Lot Dimensions	232 ft deep x 150 ft wide
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Deck Area	480 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32000060500022
Street Address	126 WILLOW GROVE DR
City	LINCROFT
State	NJ
Zip	07738-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	WOODLAND RUN SEC 4
Legal Block	1048
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	801500

Owner

126 Willow Grove Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed, Transfer MICHAEL P CRANSTON ETUX
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK
Mar 4, 2013	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Nov 30, 2004 · Amount on File
Deed Document Number	202595612
Deed Book / Page	9768 / 1009
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 1, 2025
Property Address	126 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0097681009
Book / Page	9768 / 1009
Instrument Date	Oct 20, 2025
Instrument	2025095612
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9511 COLLINS AVE APT 501, 501, SURFSIDE, FL 33154-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 WILLOW GROVE DR, LINCROFT, NJ 07738-1017

Mortgage

Document Number	2025095613
Date	Dec 1, 2025
Instrument	2025095613

Lender

Name	MICHAEL P CRANSTON ETUX
Type	Private Party

Agreement

Amount	Amount on Record
Term	358 Months
Due	Oct 28, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	126 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000120555
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000120555
Date	Oct 15, 2020
Book Page	009449/005514
Instrument	120555

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	126 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000054231
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000054231
Date	Jun 1, 2018
Book Page	009290/003756
Instrument	54231

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2033

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	126 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000141583
Instrument Date	Mar 4, 2013
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000141583
Date	Nov 30, 2020
Book Page	009001/004429
Instrument	141583

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Nov 29, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 126 Willow Grove Dr was $15,315, up 0.4% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,044,100 (+10.03%) Land $498,800 Building $545,300	$1,044,100 (+10.03%) Land $498,800 Building $545,300
2025	$15,315.00 (+0.4%)	$948,900 Land $408,500 Building $540,400	$948,900 Land $408,500 Building $540,400
2024	$15,254.00
2023		$842,700 Land $331,300 Building $511,400	$842,700 Land $331,300 Building $511,400
2022	$13,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Willow Grove Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Willow Grove Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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